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Sold·Closed Apr 1, 2026·71 days on market
45692 Jones Way
Callahan, FL 32011
About this home
Callahan
This is a Brand New MFH with so many upgrades on a large 1.35 acre lot. The home has big GR with entertainment wall open to kitchen & DR. Kitchen has big island to eat at plus nice coffee nook. Tons of cabinets & upgraded stainless appliances with side by side refrigerator. The Master suite is on one end for privacy & has double vanities & a big tub shower combo with two walk in closets. The other two BRs share a bath on the other end & home has an extra large laundry area with room for freezer or extra storage & door out end of home to a very spacious yard with room for animals, garden or just lots of activities. Home comes with a 1 year warranty from time of closing, Very private but just a few minutes to town & about 10 minutes to I 95.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,121 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Accessabout 22 mi · 100 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 7 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 6 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Saul's Landing Canoe Accessabout 5 mi · Mills Creek
Closest grocery store
Winn-Dixieabout 1 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $166/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 45700 Jones Way Way, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $288,900 | $184 | 3/2 | 1,568 | 41 | 0 |
| 45144 Musslewhite Road, Callahan, FL 32011Listed by WATSON REALTY CORP | Sep 2026 | $609,000 | $344 | 3/2.5 | 1,770 | 9 | 0.6 |
| 450409 State Road 200, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $290,000 | $173 | 3/2 | 1,680 | 0 | 0.6 |
| 45028 Musslewhite Road, Callahan, FL 32011Listed by WOODS TO WATER PROPERTIES LLC | Jul 2025 | $279,000 | $157 | 3/2 | 1,782 | 6 | 0.6 |
| 45097 Petree Road, Callahan, FL 32011Listed by PETRA MANAGEMENT INC. | Aug 2025 | $445,000 | $232 | 3/2 | 1,916 | 137 | 0.7 |
| 45035 James Street, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTY | Mar 2026 | $285,000 | $222 | 3/2 | 1,284 | 52 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: ERA ONETEAM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Apr 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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