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Sold

Sold·Closed Jul 27, 2026·204 days on market

95451 Woodbridge Parkway

Fernandina Beach, FL 32034

$382,500sold priceListed at $389,900 · 98.1% of asking$211/sqftMLS# 2113778
4
Beds
2
Baths
1,811
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $32/mo6,098 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

Beautifully maintained 4BR/2BA home in the Village of Woodbridge, Nassau County. This 1,811 sq ft home features lots of upgrades, including custom crown molding throughout, eye-catching designer light fixtures, and an open-concept layout that flows effortlessly from room to room. The kitchen features striking granite countertops, sleek black appliances, a bold mosaic tile backsplash, and a spacious island with pendant lighting—perfect for both casual meals and entertaining. The living room features a Hunter-Douglas sun-shade curtain and a surround sound system. The primary suite features a walk-in closet and an en-suite bathroom with dual sinks, custom-framed mirrors, and a walk-in shower. Enjoy the screened-in back patio and fully fenced backyard with gates on both sides and a tool shed. Includes indoor laundry with washer/dryer, irrigation system, water softener, security system, and durable floor coatings in the garage and patio. Move-in ready and full of upgrades

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,119
Property taxesest. at asking price, Nassau County$528
HOAbilled annually$32
Estimated total, before insurance$2,679/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,746/yr · $312/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$382,500
$76,500
Loan Term
Monthly Payment
$2,119
Principal & Interest: $2,119
Property taxes (est.): $528
Insurance (est.): $255
Estimated Total Monthly
$2,902
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$360,310$236,982—
2024$338,301$229,596—
2023$304,671$221,452—
2022$263,546$213,546—
2021$209,956$209,956—
2020$40,000$40,000—

2024 property taxes (current owner): $3,746/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95083 Colnago Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$340,000$2173/21,569890.2
95421 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$355,000$1954/21,8161070.2
96030 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$420,000$2033/22,070500.3
96046 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$456,997$1994/32,300430.3
96038 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$436,997$2114/32,070500.3
95993 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$437,038$2113/22,0701030.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,900
Price / Sq Ft$215
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,811
Acres0.14 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address95451 Woodbridge Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionVillages of Woodbridge
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size6,098.4 sq ft
Parcel Number412N28114000430000
ZoningResidential

Amenities

UtilitiesCable Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedApril 27, 2026
Days on Market204
HOA Fees$388 / Annually
HOA FrequencyAnnually
Tax Amount$3,746.36
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DIAMOND REALTY GROUP OF AMELIA ISLAND

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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