This home is in Fernandina Beach.

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Pending

Pending·79 days on market

95451 Woodbridge Parkway

Fernandina Beach, FL 32034

$389,900$215/sqftEst. $2,075/moMLS# 2113778

Beds

Baths

1,811

Sq Ft

2020

Built

Garage

Pool

About this home

Fernandina Beach

Beautifully maintained 4BR/2BA home in the Village of Woodbridge, Nassau County. This 1,811 sq ft home features lots of upgrades, including custom crown molding throughout, eye-catching designer light fixtures, and an open-concept layout that flows effortlessly from room to room. The kitchen features striking granite countertops, sleek black appliances, a bold mosaic tile backsplash, and a spacious island with pendant lighting—perfect for both casual meals and entertaining. The living room features a Hunter-Douglas sun-shade curtain and a surround sound system. The primary suite features a walk-in closet and an en-suite bathroom with dual sinks, custom-framed mirrors, and a walk-in shower. Enjoy the screened-in back patio and fully fenced backyard with gates on both sides and a tool shed. Includes indoor laundry with washer/dryer, irrigation system, water softener, security system, and durable floor coatings in the garage and patio. Move-in ready and full of upgrades

Cost to own

Mortgage calculator

Home Price

$389,900

Down Payment: 20%

$77,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,969

Principal & Interest: $1,969

Est. Taxes & Insurance: $492

Estimated Total Monthly

$2,462

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,075

Property taxesest. at asking price, Nassau County$538

HOAbilled annually$32

Estimated total, before insurance$2,646/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$360,310	$236,982	—
2024	$338,301	$229,596	—
2023	$304,671	$221,452	—
2022	$263,546	$213,546	—
2021	$209,956	$209,956	—
2020	$40,000	$40,000	—

2024 property taxes (current owner): $3,746/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$389,900

Price / Sq Ft$215

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,811

Acres0.14 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address95451 Woodbridge Parkway, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionVillages of Woodbridge

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size6,098.4 sq ft

Parcel Number412N28114000430000

ZoningResidential

Amenities

UtilitiesCable Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Water Softener Owned

HeatingCentral

CoolingCentral Air

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