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Sold

Sold·Closed Dec 23, 2025·37 days on market

4441 Station Free Way

Keystone Heights, FL 32656

$240,000sold priceListed at $240,000 · 100% of asking$138/sqftMLS# 2113492
4
Beds
2
Baths
1,740
Sq Ft
2020
Built
—
Garage
No
Pool
No HOA1.74 acresMobile Home1 story

About this home

Keystone Heights

Discover the perfect blend of comfort and country living! This 2020-built 4-bedroom, 2-bath home sits on 1.7 acres of peaceful open space — offering room to breathe, grow, and enjoy life at your own pace. Step inside to find fresh paint, brand-new carpet, and a bright open floor plan ideal for gathering with family or friends. The split-bedroom layout provides privacy, while the spacious kitchen makes everyday living easy. Outside, imagine morning coffee with a view, space for a garden, or weekend bonfires under the stars. Move-in ready and waiting for you to make it home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Clay County$368
Estimated total, before insurance$1,697/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $368
Insurance (est.): $160
Estimated Total Monthly
$1,857
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,212 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4441 Station Free Way, Keystone Heights, FL 32656Listed by MOMENTUM REALTYAug 2025$169,100$973/41,74000
1846 Bellamy Road, Florahome, FL 32140Listed by HELEN HERSEY REALTYNov 2025$370,000$1763/22,1081710.5
183 Ranchette Circle, Florahome, FL 32140Listed by MOMENTUM REALTYNov 2025$245,000$1823/21,34470.6
1784 Bellamy Road, Florahome, FL 32140Listed by TREVOR WATERS REALTY, INC.Sep 2025$275,000$2123/21,29630.8
4710 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCDec 2025$259,900$1723/21,512321
4716 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCNov 2025$262,900$1743/21,51241

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$138
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,740
Acres1.74 acres
Year Built2020
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4441 Station Free Way, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size75,794.4 sq ft
Parcel Number15082400702608007

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionWooded
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedOctober 15, 2025
Days on Market37
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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