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Sold

Sold·Closed Sep 8, 2025·3 days on market

1784 Bellamy Road

Florahome, FL 32140

$275,000sold priceListed at $289,000 · 95.2% of asking$212/sqftMLS# 2102397
3
Beds
2
Baths
1,296
Sq Ft
2005
Built
—
Garage
No
Pool
No HOA5.26 acresManufactured Home1 story

About this home

Florahome

Charming double-wide manufactured home on 5.26 acres of high, dry agricultural land in Florahome, perfect for your dream homestead! This updated gem features a durable metal roof, a modern kitchen with new appliances and granite countertops, fresh paint, new carpet, and luxury vinyl plank flooring. Situated on a paved road with a gated entrance and cross-fencing, this property offers privacy and versatility for livestock or farming. Ideal for those seeking a peaceful rural lifestyle with ample space to grow. Don't miss this turnkey opportunity to own a beautifully updated home on 5 acres!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Estimated total, before insurance$1,523/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,784/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Insurance (est.): $183
Estimated Total Monthly
$1,707
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,784/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
183 Ranchette Circle, Florahome, FL 32140Listed by MOMENTUM REALTYNov 2025$245,000$1823/21,34470.3
4624 Bellamy Road, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYJun 2025$262,090$2482/1.51,056760.3
7284 County Rd 315, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCApr 2025$197,000$1782/21,1081441
1038 Coral Farms Road, Florahome, FL 32140Listed by IHEART REALTY INCMay 2026$269,900$1923/21,404201.3
4722 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCFeb 2026$259,900$1723/21,51221.3
4710 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCDec 2025$259,900$1723/21,512321.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,000
Price / Sq Ft$223
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Acres5.26 acres
Year Built2005
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1784 Bellamy Road, Florahome, FL 32140
Area576-Georges Lake
SubdivisionBellamy Oaks
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size229,125.6 sq ft
Parcel Number160824053300000090

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesConvection Oven, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Cleared
FencingCross Fenced
RoofMetal
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedAugust 6, 2025
Days on Market3
Tax Amount$2,784.25
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TREVOR WATERS REALTY, INC.

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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