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Sold·Closed Nov 13, 2025·171 days on market

1846 Bellamy Road

Florahome, FL 32140

$370,000sold priceListed at $380,000 · 97.4% of asking$176/sqftMLS# 2083976
3
Beds
2
Baths
2,108
Sq Ft
2024
Built
3
Garage
No
Pool
No HOA2.74 acresMobile Home1 story

About this home

Florahome

Charming Country Home. Just under 3 acres (2.74) The corner of Bellamy Road is paved, with the wonderful Ranchette Circle as a dirt road in front. Perfect for those afternoon walks and riding the 4-wheeler. A lot of 4-wheeler trails to ride that can conviently start right from your driveway. This home and land has so many positives. Relax on the newly built deck while enjoying nature with the country peace and quiet. Or you can choose to sit on the porch swing in the front yard taking in the beautiful Oak trees. A concrete porch pad is placed in front of the home. Perfect for your rocking chairs and a glass of tea or a morning cup of coffee. A 30x54 Metal Garage with full electricity. Bring all of the toys and shop tools. 2-12' Roll up doors, 1-10' Roll up door, and an attached Lean-To with a fish cleaning station. Great place to clean all those fish caught from George's lake, which is less than 3 miles away. One of the many lakes in the area. Fully fenced property with a divided

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Estimated total, before insurance$2,049/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$993/yr · $83/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Insurance (est.): $247
Estimated Total Monthly
$2,296
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $993/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4441 Station Free Way, Keystone Heights, FL 32656Listed by MOMENTUM REALTYDec 2025$240,000$1384/21,740370.5
4441 Station Free Way, Keystone Heights, FL 32656Listed by MOMENTUM REALTYAug 2025$169,100$973/41,74000.5
4710 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCDec 2025$259,900$1723/21,512321.4
4722 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCFeb 2026$259,900$1723/21,51221.5
4716 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCNov 2025$262,900$1743/21,51241.5
4775 Gadara Road, Keystone Heights, FL 32656Listed by CW REALTYSep 2025$723,000$3873/2.51,8672221.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,108
Acres2.74 acres
Year Built2024
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Garages3
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMelrose
MiddleC. H. Price
HighInterlachen

Community Information

Address1846 Bellamy Road, Florahome, FL 32140
Area576-Georges Lake
SubdivisionBellamy Ranchetts
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size119,354.4 sq ft
Parcel Number150824053400000010

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage, Other

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchDeck
FencingCross Fenced, Full
RoofMetal
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 25, 2025
Days on Market171
Tax Amount$993.41
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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