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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 5, 2025·7 days on market

183 Ranchette Circle

Florahome, FL 32140

$245,000sold priceListed at $250,000 · 98% of asking$182/sqftMLS# 2107694
3
Beds
2
Baths
1,344
Sq Ft
1990
Built
—
Garage
No
Pool
No HOA3.60 acresManufactured Home1 story

About this home

Florahome

Beautifully remodeled 3 bed, 2 bath home on over 3 and 1/2 acres of peaceful land just off a paved road & zoned AG! Inside the front entrance, you will find a spacious open floor plan with living area and completely renovated kitchen, with new LVP flooring, paint, soft-close cabinetry, custom butcher block countertops, brand new appliances and more. The primary suite opens up to a stunning private bathroom, with large double-sink vanity, luxurious free standing tub, and tile shower with custom glass entry. The second and third bedrooms offer ample space as well with a shared hallway bathroom which includes a shower-tub combo. Outside, enjoy your private, wooded oasis with zoning allowing for many uses and large paved parking area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Estimated total, before insurance$1,357/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,453/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Insurance (est.): $163
Estimated Total Monthly
$1,520
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,466 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,453/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1784 Bellamy Road, Florahome, FL 32140Listed by TREVOR WATERS REALTY, INC.Sep 2025$275,000$2123/21,29630.3
4441 Station Free Way, Keystone Heights, FL 32656Listed by MOMENTUM REALTYDec 2025$240,000$1384/21,740370.6
4441 Station Free Way, Keystone Heights, FL 32656Listed by MOMENTUM REALTYAug 2025$169,100$973/41,74000.6
4624 Bellamy Road, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYJun 2025$262,090$2482/1.51,056760.6
1038 Coral Farms Road, Florahome, FL 32140Listed by IHEART REALTY INCMay 2026$269,900$1923/21,404201.1
7284 County Rd 315, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCApr 2025$197,000$1782/21,1081441.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres3.60 acres
Year Built1990
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address183 Ranchette Circle, Florahome, FL 32140
Area576-Georges Lake
SubdivisionBellamy Ranchetts
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size156,816 sq ft
Parcel Number150824053400000270

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Many Trees
RoofMetal
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 8, 2025
Days on Market7
Tax Amount$2,453.1
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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