This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.
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Sold·Closed Mar 12, 2026·118 days on market·Recent sales in Atlantic Beach
1048 Little Cypress Key
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Beautiful home in highly desirable Selva Lakes Community of Atlantic Beach. Located on a quiet cul-de-sac. Step inside this spacious 3 bdrd w/ an open concept design. FIRST FLOOR PRIMARY SUITE offers 2 closets, large bathroom w/ soaking tub, separate shower, and dual vanity sink.Kitchen flows into the living area great for entertaining. Enjoy morning coffee or evening breeze on the covered lanai w/ additional outdoor storage. 2 car garage provides plenty of parking/storage. Less than a mile from the beach and close to Atlantic Beach Town Center. Jack Russell Park, right across the street offers playgrounds, sports fields and a popular farmers market on Sundays. HVAC and thermostat replaced 2024, new irrigation 2024, roof 2016. Low HOA dues include access to the community pool.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2016 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,807 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $507,733 | $155,743 | — |
| 2024 | $480,480 | $150,647 | — |
| 2023 | $449,416 | $144,803 | — |
| 2022 | $413,498 | $139,130 | — |
| 2021 | $334,804 | $133,622 | — |
| 2020 | $313,206 | $131,087 | — |
2024 property taxes (current owner): $5,083/yr
Estimated taxes if purchased at asking price: ~$11,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $367/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $605,000 | $433 | 4/2 | 1,396 | 30 | 0.3 |
| 466 Mako Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $683,000 | $349 | 4/2 | 1,957 | 8 | 0.3 |
| 162 Belvedere Street, Atlantic Beach, FL 32233Listed by REAL BROKER LLC | Sep 2026 | $625,000 | $487 | 3/2 | 1,284 | 3 | 0.4 |
| 785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $710,000 | $473 | 3/2 | 1,500 | 20 | 0.4 |
| 310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS) | Aug 2026 | $375,000 | $261 | 3/1.5 | 1,436 | 3 | 0.6 |
| 43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTY | Aug 2026 | $350,000 | $258 | 2/1.5 | 1,355 | 123 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Mar 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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