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Sold

Sold·Closed Jun 24, 2026·50 days on market

1320 County Rd 315

Melrose, FL 32666

$850,000sold priceListed at $925,000 · 91.9% of asking$222/sqftMLS# 2138789
3
Beds
3
Baths
3,821
Sq Ft
2003
Built
2
Garage
No
Pool
No HOA30.00 acresSingle Family Residence2 stories

About this home

Melrose

Experience exceptional country living on this expansive 30 acre property, comprised of two parcels and designed for those seeking space, comfort, and privacy. This custom-built residence offers a generous open-concept living area featuring a spacious kitchen and gathering room ideal for hosting large family events, with seamless access to a screened outdoor porch for year round enjoyment. The beautifully wooded lot showcases abundant natural scenery, complete with a pond and a pole barn situated on the corner of the property--formerly used as a nursery. The split floor plan includes a luxurious primary suite and two additional oversized bedrooms, each appointed with its own private full bathroom. Additional interior features include a formal dining room, a formal living room with sliding doors that can serve as an office or bonus space, an eat in kitchen, and a separate den/office adjacent to the kitchen.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
Estimated total, before insurance$4,708/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,711/yr · $476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Insurance (est.): $567
Estimated Total Monthly
$5,275
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,711/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7680 County Road 315, Melrose, FL 32666Listed by ELITE REALTY GROUPOct 2025$941,000$2126/34,4302360.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$242
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,821
Acres30.00 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1320 County Rd 315, Melrose, FL 32666
Area576-Georges Lake
SubdivisionMetes & Bounds
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size1,306,800 sq ft
Parcel Number200824000000500010

Amenities

UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionBrick
Road FrontageCounty Road, Private Road

Additional Information

Date ListedApril 7, 2026
Days on Market50
Tax Amount$5,711.42
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HATCH REALTY SERVICES

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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