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Sold

Sold·Closed Jul 1, 2026·11 days on market

7914 Odom Ranch Trail

Keystone Heights, FL 32656

$779,000sold priceListed at $899,900 · 86.6% of asking$326/sqftMLS# 2146186
4
Beds
3
Baths
2,386
Sq Ft
2023
Built
—
Garage
No
Pool
HOA $83/mo10.02 acresSingle Family Residence1 story

About this home

Keystone Heights

Luxury ranch living on 10 acres & gated community! This custom-built 2023 home offers 2,400 sqft of high-end finishes, thoughtful design, & true country functionality. Inside features 10' ceilings, custom cabinetry, quartz countertops, high-end stainless appliances w/ double oven & gas range, large private dining room w/ wet bar, gas fireplace & private pantry with ample storage, microwave & a coffee bar. The spacious primary suite boasts a grand wet room w/ soaking tub, rain shower & large closet. With 3 guest rooms, including a private en-suite, additional office/flex space, oversized laundry room, dog wash station, Generac generator, this home checks every box. Outside offers 3 fenced pastures with established water/power, enclosed pump house with storage, & two large metal buildings including a 50x30 partially enclosed barn & a 40x60 fully insulated shop with water/electric, AC, loft storage, work benches, front porch, & 2 roll-up doors. A rare blend of luxury, land, and lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,315
Property taxesest. at asking price, Clay County$1,194
HOAbilled annually$83
Estimated total, before insurance$5,592/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,952/yr · $496/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$779,000
$155,800
Loan Term
Monthly Payment
$4,315
Principal & Interest: $4,315
Property taxes (est.): $1,194
Insurance (est.): $519
Estimated Total Monthly
$6,028
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$406,931$356,209—
2024$399,781$349,781—
2023$90,180$90,180—
2022$90,180$90,180—
2021$59,118$59,118—
2020$59,118$59,118—

2025 property taxes (current owner): $5,952/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $119/sq ft; this home is listed at $377/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5530 Capulin Street, Keystone Heights, FL 32656Listed by FADER & CO REALTY LLCAug 2026$250,000$1383/21,813251
7607 Oak Forest Road, Keystone Heights, FL 32656Listed by PURSUIT REAL ESTATE, LLCOct 2026$285,000$1255/32,280161.5
5725 Sequoia Road, Keystone Heights, FL 32656Listed by CW REALTYAug 2026$235,000$975/32,432491.5
7603 Sand Dune Court, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYMay 2025$200,000$1193/21,680851.6
5579 Deerlodge Court, Keystone Heights, FL 32656Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$249,900$1153/22,176161.7
7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1173/21,876711.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,900
Price / Sq Ft$377
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,386
Acres10.02 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7914 Odom Ranch Trail, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionOdom Ranch
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size436,471.2 sq ft
Parcel Number25082300465102100
ZoningSingle Family

Amenities

AmenitiesGated
Community FeaturesSuburban, Gated
UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached, Gated, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Lot DescriptionAgricultural, Cleared, Farm, Wooded
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingFenced, Full
RoofMetal
ConstructionFiber Cement
Other StructuresBarn(s), Guest House, Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 20, 2026
Days on Market11
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
Tax Amount$5,952.33
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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