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Sold

Sold·Closed Jun 12, 2026·42 days on market

5533 Coronado Street

Keystone Heights, FL 32656

$355,000sold priceListed at $389,000 · 91.3% of asking$164/sqftMLS# 2131607
5
Beds
3
Baths
2,160
Sq Ft
2024
Built
4
Garage
No
Pool
No HOA0.82 acresWaterfrontManufactured Home1 story

About this home

Keystone Heights

*TAKING BACKUP OFFERS* This RARE beautiful 2024 manufactured 5/3 bath waterfront home is guaranteed to be nothing like you've seen on the market. It is totally CUSTOM with many tasteful, thoughtful & expensive upgrades throughout. What makes this home so RARE you ask? This home was custom built with a 2/1 INLAW SUITE on the right side of the home. With their very own full kitchen, laundry room, entryway to the back porch, full bath, & 2 bedrooms. Perfect for generational living in today's expensive economy. On the primary side of the home, you'll LOVE the kitchen that is equipped with granite, custom cabinets, real wood walls, secret storage shelves, a walk in pantry, & a extra large sink that makes doing the dishes a dream, looking outside the kitchen window. Outside, you'll love the 12x55 deck to sit on & enjoy mornings & evenings looking out over big tree lake, watching the ducks land into the water, the sand hill cranes singing their songs, & watching the bass hit the top water

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, Clay County$544
Estimated total, before insurance$2,510/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,882/yr · $240/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $544
Insurance (est.): $237
Estimated Total Monthly
$2,747
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,573 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $23,800 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$304,826$154,875—
2024$262,418$146,344—
2023$13,500$13,500—
2022$10,000$7,920—
2021$7,200$7,200—
2020$7,200$7,200—

2025 property taxes (current owner): $2,882/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $143/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5468 Jefferson Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCJun 2026$262,399$1743/21,51220.1
5579 Deerlodge Court, Keystone Heights, FL 32656Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$249,900$1153/22,176160.3
5518 Gila Street, Keystone Heights, FL 32656Listed by CENTURY 21 LIGHTHOUSE REALTYFeb 2026$224,000$1434/21,5681040.3
7550 Monongahela Avenue, Keystone Heights, FL 32656Listed by TEAM DURGIN REALTY INCAug 2026$520,000$2034/2.52,5641990.4
7607 Oak Forest Road, Keystone Heights, FL 32656Listed by PURSUIT REAL ESTATE, LLCOct 2026$285,000$1255/32,280160.6
5641 Silver Sands, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1325/32,280200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,000
Price / Sq Ft$180
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,160
Acres0.82 acres
Year Built2024
TypeResidential
Sub-TypeManufactured Home
StyleMulti Generational
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

Community Information

Address5533 Coronado Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size35,719.2 sq ft
Parcel Number13082300756100000

Amenities

Community FeaturesFishing
UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached, Garage, Off Street, RV Access/Parking, Other
ViewLake, Pond
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesButler Pantry, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Ice Maker, Instant Hot Water, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl, Wood
# of Stories1

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchAwning(s), Deck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 27, 2026
Days on Market42
Tax Amount$2,881.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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