This home is in Jacksonville.
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Sold·Closed Dec 3, 2025·23 days on market·Recent sales in Jacksonville
12951 Palmetto Bluff Drive
Jacksonville, FL 32225
About this home
Jacksonville
Breathe in the salty air and embrace coastal living in this stunning 4BR/2BA Harbor Dunes retreat, just minutes from Atlantic Beach, Hanna Park, and Mayport Naval Station! Built only 3 years ago, this turn-key, energy-efficient home offers modern style with everyday comfort. Soaring ceilings, LVP flooring in the main living areas, and a bright, open floor plan to welcome you. The chef's kitchen steals the show with 42'' white cabinets, granite countertops, farmhouse sink, stainless appliances, including a side-by-side refrigerator, and a center island perfect for entertaining. Three guest rooms offer plenty of space for family, friends, or a home office. Relax in the spacious primary suite with a generous walk-in closet, dual sink quartz vanity, and spa-style walk-in shower. Step outside to your covered patio and take in Florida sunsets over the expansive, fully fenced backyard, plenty of space for a pool, outdoor entertaining, or your own private oasis. Come see for yourself!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,561/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 30, 2025Listed$489,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $276/sq ft; this home is listed at $245/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1313 Chinook Trail, Jacksonville, FL 32225Listed by EXIT 1 STOP REALTY | Sep 2026 | $415,000 | $276 | 3/2 | 1,503 | 57 | 0.2 |
| 13141 Ebbtide Court, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $450,000 | $245 | 3/2 | 1,833 | 18 | 0.5 |
| 1112 Dorwinion Drive, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTY | Oct 2026 | $370,000 | $252 | 4/2 | 1,467 | 51 | 0.6 |
| 930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $415,000 | $291 | 4/2 | 1,425 | 13 | 0.6 |
| 1572 Mt Airy Court, Jacksonville, FL 32225Listed by 7 STAR REALTY, INC. | Oct 2026 | $280,000 | $160 | 3/2 | 1,752 | 31 | 1.2 |
| 13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $440,000 | $278 | 3/2 | 1,584 | 58 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Dec 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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