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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 12, 2025·9 days on market·Recent sales in Jacksonville

575 Purcell Drive

Jacksonville, FL 32221

$260,494sold priceListed at $259,200 · 100.5% of asking$239/sqftMLS# 2112312
3
Beds
2
Baths
1,092
Sq Ft
1991
Built
2
Garage
No
Pool
No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming 3-bedroom, 2-bath home on a 0.29-acre lot . Vinyl siding, freshly painted inside and out. Updated kitchen with new countertops and appliances, updated bathrooms, new carpet in bedrooms, and LVP flooring throughout the rest of the home. 2025 hot water heater, HVAC 2020, 150-amp panel, CPVC plumbing, and roof 2014. Two-car garage with new door and opener, plus new lighting and ceiling fans. Stainless appliances including dishwasher and stove convey. Large bartop for eating or doing homework !! Move-in ready . No CDD or HOA fees here !! 20x15 enclosed patio !!! Additional 12x12 back covered porch and new wood fencing in the rear yard !

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,443
Property taxesest. at asking price, Duval County$425
Estimated total, before insurance$1,868/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,421/yr · $285/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,494
$52,099
Loan Term
Monthly Payment
$1,443
Principal & Interest: $1,443
Property taxes (est.): $425
Insurance (est.): $174
Estimated Total Monthly
$2,042
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2014 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,364 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,421/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2025Listed$259,200

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
640 Radnor Lane, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$255,000$2033/21,255520.2
639 Purcell Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$235,000$1683/21,398150.2
9044 Crystal Springs Road, Jacksonville, FL 32221Listed by JPAR CITY AND BEACHJul 2026$70,000$542/11,3002590.8
8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLCSep 2026$216,999$1563/21,3921141.2
758 Trambley Drive E, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$190,000$1723/21,10261.5
8634 Hammond Forest Drive, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCJun 2026$289,000$2043/2.51,41471.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,200
Price / Sq Ft$237
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,092
Acres0.29 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCrystal Springs
MiddleJoseph Stilwell
HighEdward White

Community Information

Address575 Purcell Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionCrystal Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size12,632.4 sq ft
Lot DimensionsLess then 1/2 acre
Parcel Number0088923210
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchGlass Enclosed, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionAluminum Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 7, 2025
Days on Market9
Tax Amount$3,420.53
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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