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Sold

$370,000Sold4 bd · 2 ba · 2,448 sq ft

Sold·Closed Apr 9, 2026·153 days on market

2087 Harvard Street

Middleburg, FL 32068

$370,000sold priceListed at $375,000 · 98.7% of asking$151/sqftMLS# 2110574
4
Beds
2
Baths
2,448
Sq Ft
1972
Built
2
Garage
No
Pool
No HOA0.92 acresSingle Family Residence2 stories

About this home

Middleburg

Back on the market due to no fault of the home! Welcome to this versatile 4 bedroom, 2 bathroom MULTI-GENERATIONAL home. This home features an IN-LAW/TEEN SUITE upstairs, complete with its own living room, bedroom, and kitchen—ideal for multi-generational living, guests, or even a potential income-producing rental or roommate setup. The main level showcases a beautifully updated kitchen and bathrooms, blending style and function with comfort. Sitting on nearly an acre, the property offers plenty of space for an RV, boat, or any of your favorite toys. With room to spread out both inside and out, this home delivers comfort, flexibility, and endless possibilities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,017
Property taxesest. at asking price, Clay County$567
Estimated total, before insurance$2,584/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,763/yr · $230/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,763/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2140 Tom Thumb Road, Middleburg, FL 32068Listed by WATSON REALTY CORPSep 2026$335,000$1913/21,757560.4
2491 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$531,990$1934/32,754790.8
2238 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,340$1465/42,8741110.8
2574 Crooked Creek Point, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCAug 2026$465,000$1963/2.52,375350.8
2248 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$590,000$2055/32,874640.8
2810 Ravines Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$428,000$1754/32,4511770.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$375,000
Price / Sq Ft$153
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,448
Total Structure Area2,448 sq ft
Acres0.92 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryShadowlawn, reported on 2 other Middleburg listings
MiddleLake Asbury, reported on 4 other Middleburg listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2087 Harvard Street, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size39,988.08 sq ft
Lot Dimensions250x160
Parcel Number12052400616100000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePrivate
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesGuest Suite, In-Law Floorplan
AppliancesDishwasher, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedSeptember 25, 2025
Days on Market153
Tax Amount$2,762.9
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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