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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

Active Under Contract·45 days on market

727 Glendale Lane

Orange Park, FL 32065

$374,900$202/sqftEst. $2,001/moMLS# 2109723
4
Beds
2
Baths
1,856
Sq Ft
2015
Built
2
Garage
No
Pool
FEMA Zone XHOA $45/mo6,098 sqft lotSingle Family Residence1 story

About this home

Orange Park

Accepting showings & backup offers! Brand NEW Daikin HVAC system! Open floorplan featuring kitchen/living space combo. 10-foot high ceilings. Kitchen features include a large granite kitchen island with stools. New subway tile backsplash with remote control lighting. Kitchen cabinets with crown package. Walk-in pantry. Bought within the past three years: Double oven with built in air fryer, fridge and slender microwave. Primary bedroom has new hardwood flooring. Primary bathroom has a walk-in closet, garden tub and separate shower. Front guest bedroom/office has new laminate flooring. New indoor and outdoor paint! Indoor laundry! Irrigation system! Outdoor backyard brick paver patio oasis features a covered sitting area and covered gazebo with an outdoor kitchen that has granite counter top, bar stool seating, Napoleon grill and fridge. Two other sitting spaces for entertaining. Enjoy the view looking at the woods!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,001
Property taxesest. at asking price, Clay County$575
HOAbilled annually$45
Estimated total, before insurance$2,621/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,115/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,900
$74,980
Loan Term
Monthly Payment
$2,001
Principal & Interest: $2,001
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,826
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$293,999$179,006—
2024$293,352$173,254—
2023$292,765$166,752—
2022$269,379$160,439—
2021$211,655$148,643—
2020$198,498$145,901—

2024 property taxes (current owner): $3,115/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Mar 25, 2026Listed$374,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,900
Price / Sq Ft$202
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.14 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High
HighOakleaf High School

Community Information

Address727 Glendale Lane, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionForest Hammock
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size6,098.4 sq ft
Parcel Number01042400552401385
ZoningPUD

Amenities

AmenitiesPool, Barbecue, Clubhouse, Jogging Path, Playground, Tennis Court(s)
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement, Stucco
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2026
Days on Market315
HOA Fees$535 / Annually
HOA FrequencyAnnually
HOA NameCommunity Management Concepts of Jacksonville
Tax Amount$3,115.13
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALL REAL ESTATE OPTIONS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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