This home is in Jacksonville — a gated community home in Jacksonville.
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Sold·Closed Oct 8, 2025·4 days on market·Recent sales in Jacksonville
12357 Vista Point Circle
Jacksonville, FL 32246
About this home
Jacksonville
Ideal Location! Just minutes from beaches, shopping, and dining, this spacious home in the Gated community of Vista Point offers 3,092 sq. ft., 4 bedrooms with the option of a 5th, and 3 full baths. New HVAC (June 2025) and water heater (2023). Custom pavers widened the driveway, created a front patio and pathway to the backyard. A private downstairs bedroom with full bath is ideal for guests or multigenerational living. Inside, enjoy luxury vinyl plank in main areas, BRAND NEW kitchen QUARTZ countertops with new faucet & farm style sink, custom built drop zone with storage cabinets, plus NEW Carpet on stairs, bonus, and bedrooms. Upstairs a generous loft space has a separate bonus space that allows flexibility for a 5th bedroom or office. Extra large primary bedroom has double closets and large primary bath. Storage galore with large walk in closets in ALL upstairs rooms! Additional perks: custom garage racks, gutters, sprinkler system, and upstairs laundry. The private backyard is
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,694 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,558/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 19, 2025Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2119 Brighton Bay Trail W, Jacksonville, FL 32246Listed by US REALTY HUB | Jul 2026 | $525,000 | $207 | 4/2 | 2,537 | 70 | 0.4 |
| 2066 Forest Gate Drive E, Jacksonville, FL 32246Listed by ENGEL & VOLKERS ST AUGUSTINE | Jul 2026 | $535,000 | $239 | 4/2 | 2,236 | 167 | 0.4 |
| 1656 Hawkins Cove Drive E, Jacksonville, FL 32246Listed by SEFAIR INVESTMENTS, INC. | Sep 2026 | $400,000 | $115 | 6/4 | 3,479 | 24 | 0.6 |
| 2489 Karatas Court, Jacksonville, FL 32246Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $1,199,900 | $345 | 4/3.5 | 3,481 | 31 | 0.8 |
| 2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $535,000 | $235 | 4/2 | 2,274 | 6 | 0.9 |
| 2691 Alexia Circle, Jacksonville, FL 32246Listed by REAL BROKER LLC | Aug 2026 | $518,000 | $224 | 4/2.5 | 2,309 | 67 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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