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Sold

Sold·Closed Jun 26, 2026·235 days on market

575 Oakleaf Plantation Parkway 1004

Orange Park, FL 32065

$176,000sold priceListed at $176,900 · 99.5% of asking$168/sqftMLS# 2109062
2
Beds
2
Baths
1,049
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $316/moCondominium2 stories

About this home

Orange Park

BACK ON THE MARKET!! Buyer's financing fell through. Ready to move in!!! Water and sewer are INCLUDED in the HOA fee,. This charming 2-bedroom, 2-bathroom home offers 1,049 sqft of thoughtfully designed living space, featuring a decorative mirror wall at the entrance, porcelain and laminate flooring, and elegant crown molding throughout. The modern kitchen showcases quartz countertops, a porcelain backsplash, a custom glass cabinet, and an open arch design that seamlessly connects the living areas. The primary bathroom includes a glass shower door and an upgraded sink, while the living room and second bedroom feature built-in storage and custom closets. PERFECT OPPORTUNITY, for investors or first time homebuyers looking for a move in ready home with excellent value. Also delivers both style and peace of mind. Residents enjoy resort-style amenities, including two resort-style pools, a heated lap pool, a state-of-the-art fitness center, multiple parks and more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$975
Property taxesest. at asking price, Clay County$270
HOAbilled monthly$316
Estimated total, before insurance$1,561/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$176,000
$35,200
Loan Term
Monthly Payment
$975
Principal & Interest: $975
Property taxes (est.): $270
Insurance (est.): $117
Estimated Total Monthly
$1,362
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$157,700$25,000—
2024$156,962$25,000—
2023$147,828$25,000—
2022$130,137$25,000—
2021$94,931$24,573—
2020$90,811$23,889—

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 26, 2026Closed$176,900
  • Sep 18, 2025Listed$176,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
575 Oakleaf Plantation Parkway 916, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$135,000$1172/21,1501840
575 Oakleaf Plantation Parkway 1007, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$129,900$1651/178860
575 Oakleaf Plantation Parkway 1502, Orange Park, FL 32065Listed by EXIT INSPIRED REAL ESTATESep 2026$185,000$1672/2.51,1101220.1
575 Oakleaf Plantation Prkwy Parkway 1111, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERYSep 2026$143,000$1412/11,011290.1
575 Oakleaf Plantation Parkway 1803, Orange Park, FL 32065Listed by JPAR CITY AND BEACHJun 2026$190,000$1712/2.51,110300.1
3964 Village View Lane, Orange Park, FL 32065Listed by ERA ONETEAM REALTYJul 2026$160,000$1742/29181060.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$176,900
Price / Sq Ft$169
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,049
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address575 Oakleaf Plantation Parkway 1004, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionJennings Point
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number06042500786906748

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Kitchen Island
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringLaminate, Marble
# of Stories2
LaundryIn Unit

Additional Information

Date ListedSeptember 18, 2025
Days on Market235
HOA Fees$316 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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