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Active

Active·142 days on market

575 Oakleaf Plantation Parkway 714

Orange Park, FL 32065

$159,999$158/sqftEst. $813/moMLS# 2132609

Beds

Baths

1,011

Sq Ft

2007

Built

—

Garage

Pool

About this home

Orange Park

Welcome to this beautifully updated 2-bedroom, 1-bathroom condo located in the heart of Oakleaf Plantation. Freshly painted throughout, this bright and inviting home offers the perfect blend of comfort, style, and low-maintenance living. Step inside to an open-concept floor plan filled with natural light, creating a warm and welcoming atmosphere. The spacious living and dining areas flow seamlessly together, making it ideal for both everyday living and entertaining. The well-appointed kitchen features ample cabinet storage, generous counter space, and modern appliances. Both bedrooms are generously sized with excellent closet space and flexibility for a guest room, home office, or personal retreat. The updated bathroom features clean, modern finishes and a functional design. This move-in-ready condo is sure to impress. Enjoy all the benefits of living in the sought-after Oakleaf Plantation community, with convenient access to shopping, dining, parks, top-rated schools, and more!

Cost to own

Mortgage calculator

Home Price

$159,999

Down Payment: 20%

$32,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$813

Principal & Interest: $813

Property taxes (est.): $245

Insurance (est.): $107

Estimated Total Monthly

$1,165

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$813

Property taxesest. at asking price, Clay County$245

HOAbilled monthly$316

Estimated total, before insurance$1,374/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$147,663	$128,474	—
2024	$146,798	$116,795	—
2023	$138,109	$106,178	—
2022	$121,064	$96,526	—
2021	$87,751	$87,751	—
2020	$83,803	$83,803	—

2025 property taxes (current owner): $3,355/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History