$1,199,0005 bd · 2 ba · 2,316 sq ft
Active·25 days on market
2064 Louie Carter Road
Maxville, FL 32234
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Maxville
*9.25.26-Back on the Market, Buyer financing fell through* Very rare find in Clay County! This one-family-owned property offers a full brick and fully remodeled 2,316 sq ft custom home built by Cogdill Builders, perfectly situated on 30 acres of beautiful high and dry agricultural land with no wetlands or flood zone. Surrounded by over 80,000 acres of preserved property that will never be developed, this estate provides unmatched privacy and is a true sportsman's paradise with deer, turkey, rabbits, and squirrels roaming freely. The land is ideal for horses, cattle, or farming, making it a versatile investment for both recreation and agriculture. The home is built on a solid stem wall foundation and features 5 bedrooms (5th is an office/flex, non-conforming bedroom) and 2 full baths. Inside, soaring 12' ceilings in the living room, 10' in the kitchen, and 8' in the bedrooms create an open, airy feel.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 28-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Private well (public record)
County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,712 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 9 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 8 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Powell Ford Paddling Accessabout 5 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 12 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $666,920 | $99,843 | — |
| 2024 | $636,649 | $96,211 | — |
| 2023 | $566,932 | $92,248 | — |
| 2022 | $487,213 | $87,298 | — |
| 2021 | $436,080 | $82,386 | — |
| 2020 | $434,316 | $80,667 | — |
2024 property taxes (current owner): $1,958/yr
Estimated taxes if purchased at asking price: ~$22,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Active$1,199,000
- Oct 16, 2026Withdrawn$1,199,000
- Sep 25, 2026Active$1,199,000
- Aug 14, 2026Active Under Contract$1,199,000
- Sep 11, 2025Listed$1,199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $518/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2054 Louie Carter Road, Maxville, FL 32234Listed by EXIT INSPIRED REAL ESTATE | Jun 2026 | $675,000 | $301 | 3/2 | 2,240 | 218 | 0.1 |
| 5639 Drake Loop Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Nov 2025 | $395,000 | $198 | 3/2 | 2,000 | 49 | 1.4 |
| 2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLC | Jun 2026 | $135,000 | $73 | 3/2 | 1,848 | 14 | 1.5 |
| 2490 Violet Way, Middleburg, FL 32068Listed by DALTON WADE INC | Jun 2026 | $539,900 | $203 | 3/3 | 2,660 | 87 | 1.5 |
| 2475 Violet Way, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Apr 2026 | $399,000 | $200 | 3/2 | 2,000 | 58 | 1.6 |
| 2467 Violet Way, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Mar 2026 | $390,000 | $213 | 4/2 | 1,835 | 12 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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