This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.
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Sold·Closed Nov 24, 2025·39 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown
243 Pinellas Way
St. Johns, FL 32259
32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map
About this home
Watersong At Rivertown
Discover the perfect fusion of luxury and thoughtful design in this Watersong at Rivertown Harbor model. This home was meticulously crafted for an elevated lifestyle, with a layout that is perfect for hosting and entertaining. The floor plan, which includes 3 bedrooms, 3 baths, a versatile flex room, and a 3-car epoxy-coated garage, features a sectioned-off bedroom near the front of the home, ensuring privacy and comfort for your guests. From its stunning pond view to its perfectly curated interior, this home offers a seamless blend of comfort and style.. Elevating the level of quality and comfort, this home is also equipped with a water softener system. Designed for the discerning chef, the gourmet kitchen serves as the home's centerpiece. It features a sprawling dining island, pristine quartz countertops, and a full suite of stainless steel appliances. Elegant details like white cabinetry, stylish backsplash, a generously-sized pantry closet, and designer lighting create a bright
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $669,500 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $554,018 | $326,662 | — |
| 2024 | $569,944 | $305,966 | — |
| 2023 | $85,000 | $85,000 | — |
| 2022 | $89,600 | $89,600 | — |
2024 property taxes (current owner): $7,091/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $268/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $512,155 | $270 | 2/2 | 1,900 | 0 | 0.2 |
| 254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS) | Oct 2026 | $524,756 | $276 | 2/2 | 1,900 | 0 | 0.3 |
| 186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $480,000 | $256 | 2/2 | 1,876 | 24 | 0.3 |
| 383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $457,000 | $244 | 2/2 | 1,876 | 60 | 0.3 |
| 351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLC | Aug 2026 | $450,000 | $240 | 2/2 | 1,876 | 80 | 0.3 |
| 133 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $449,000 | $237 | 2/2 | 1,896 | 236 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watersong At Rivertown
Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Watersong At Rivertown homes for sale →Keep looking
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For Sale106 Key Grass CourtSt. Johns, FL 32259
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Pending462 Merchant AvenueSt. Johns, FL 32259
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$622,402Est. $3,313/moLot 136 - Located in WaterSong, RiverTown's gated 55+ community, residents enjoy resort-style amenities, fitness…
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For Sale51 Mission DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 2,132 sq ft
$589,000Est. $3,135/moLot 146 - The Aruba blends sophisticated design with casual elegance, creating a home that's as functional as it is…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines