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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed May 29, 2026·20 days on market

1038 Coral Farms Road

Florahome, FL 32140

$269,900sold priceListed at $269,900 · 100% of asking$192/sqftMLS# 2140091
3
Beds
2
Baths
1,404
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA2.53 acresMobile Home1 story

About this home

Florahome

Welcome to your private slice of country paradise! This beautiful and completely upgraded 2006 3-bedroom, 2-bath home offers 1,404 sq.ft. of comfortable living space, perfectly situated on 2.53 acres. Enjoy peaceful outdoor living with a seamless screened-in back porch, ideal for relaxing and taking in the natural surroundings. The property also features a carport, charming gazebo, and multiple storage buildings for all your tools, toys, and hobbies. For added convenience, there is a dedicated camper site already equipped with electricity and water-perfect for quests or additional flexibility. Nature lovers will appreciate the abundant wildlife, with deer and turkey frequently seen right in your backyard. Located just one mile from Georges Lake, and close to the Florida Bike Trail and Etoniah Creek State Forest. Inside the home has been completely upgraded and includes a full filtration system. This gorgeous Mobile home delivers the best of quiet country living with modern comforts.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,495
Estimated total, before insurance$1,495/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,802/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,900
$53,980
Loan Term
Monthly Payment
$1,495
Principal & Interest: $1,495
Insurance (est.): $180
Estimated Total Monthly
$1,675
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,802/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
118 Lariat Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$208,000$1144/21,8201360.9
176 Lake Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$477,000$3652/21,307661.6
212 Lake Drive, Florahome, FL 32140Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2025$425,000$2503/21,698461.6
567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INCJul 2026$435,000$2703/21,6101612.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,900
Price / Sq Ft$192
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,404
Acres2.53 acres
Year Built2006
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryMelrose
MiddleQ. I. Roberts
HighPalatka

Community Information

Address1038 Coral Farms Road, Florahome, FL 32140
Area576-Georges Lake
SubdivisionFlorahome
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size110,206.8 sq ft
Parcel Number220824000000500013
ZoningAgricultural

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAdditional Parking, Circular Driveway, Detached Carport, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionAgricultural, Easement Access, Many Trees
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced, Full, Wire
RoofMetal
ConstructionFrame, Vinyl Siding
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 15, 2026
Days on Market20
Tax Amount$1,802.13
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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