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Sold

Sold·Closed Dec 23, 2025·118 days on market

102 River Road Drive

Palatka, FL 32177

$180,000sold priceListed at $219,000 · 82.2% of asking$173/sqftMLS# 2104413
2
Beds
1.5
Baths
1,040
Sq Ft
1988
Built
—
Garage
No
Pool
No HOA0.48 acresSingle Family Residence1 story

About this home

Palatka

This charming home features 2 bedrooms along with 1 1/2 baths. Large spacious living room. French doors that lead to screened back porch to enjoy relaxing. Also includes large front deck for entertaining. Backyard is partial fenced. New hot water heater and water softener. Just a few miles from public boat ramp. Also includes extra lot, parcel # 51-09-27-7820-0000-0030.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Estimated total, before insurance$997/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,972/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,972/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Timber Court, Palatka, FL 32177Listed by UNITED REAL ESTATE GALLERYAug 2025$145,000$1732/2840790.6
156 Cypress Point Circle, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLCNov 2025$220,000$2123/21,040451.4
404 County Road 207A, East Palatka, FL 32131Listed by ENDLESS SUMMER REALTYOct 2025$255,000$1893/21,352591.4
118 SW 3rd Terrace, Palatka, FL 32177Listed by DEBORAH BERRY REAL ESTATEOct 2026$150,000$1122/21,3421761.6
111 E Grandview Drive, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATEMay 2025$283,000$2153/21,319441.6
103 Margarita Road, East Palatka, FL 32131Listed by UNITED REAL ESTATE GALLERYJun 2025$176,000$1372/21,2882251.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$219,000
Price / Sq Ft$211
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,040
Acres0.48 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address102 River Road Drive, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size20,908.8 sq ft
Parcel Number510927782000000040

Amenities

UtilitiesElectricity Available, Electricity Connected, Other
Water SourcePrivate, Well
ParkingCircular Driveway

Interior

AppliancesElectric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck, Porch, Screened
ConstructionWood Siding

Additional Information

Date ListedAugust 18, 2025
Days on Market118
Tax Amount$1,972.34
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: COLDWELL BANKER BEN BATES INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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