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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 19, 2025·6 days on market·Recent sales in Jacksonville

608 Celtic Drive

Jacksonville, FL 32218

$240,000sold priceListed at $244,500 · 98.2% of asking$172/sqftMLS# 2103642
3
Beds
2.5
Baths
1,396
Sq Ft
2024
Built
1
Garage
No
Pool
HOA $100/mo1,307 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

**MOVE-IN READY!** **Furnished 3-Bed, 2.5-Bath Townhome Serene Waterside Retreat** Step into this *almost new*, furnished townhome located on a quiet cul-de-sac, surrounded by mature trees and overlooking a tranquil pond—your own private escape! Enjoy an open-concept layout with stylish finishes, stainless steel appliances, washer & dryer, and window coverings already in place. Conveniently located just minutes from the military base, River City Marketplace, restaurants, shopping, and the airport—plus only 20 minutes to the beach! Ideal for military relocation, a growing family, or anyone seeking the perfect blend of comfort, style, and convenience!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Duval County$392
HOAbilled quarterly$100
Estimated total, before insurance$1,821/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$804/yr · $67/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,881
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $3,300,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$224,001$224,001—
2024$45,000$45,000—

2024 property taxes (current owner): $804/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
330 Anthony Drive, Jacksonville, FL 32218Listed by RISE REALTY ADVISORS, LLCSep 2026$260,000$1683/2.51,5481140.4
268 Annies Place, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEMay 2026$192,000$1772/2.51,087360.4
369 Annies Place, Jacksonville, FL 32218Listed by DOGWOOD REALTYApr 2026$195,000$1712/2.51,140140.4
357 Anthony Drive, Jacksonville, FL 32218Listed by WATSON REALTY CORPAug 2026$227,000$1673/2.51,359550.5
12710 Whelan Avenue, Jacksonville, FL 32218Listed by D R HORTON REALTY INCNov 2025$256,990$1843/2.51,395810.5
12779 Veterans Court, Jacksonville, FL 32218Listed by THIRDSTONE PROPERTIES LLCSep 2026$205,000$1692/2.51,210331.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,500
Price / Sq Ft$175
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,396
Acres0.03 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleCraftsman, Patio Home, Villa
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address608 Celtic Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionAvalon Place Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size1,306.8 sq ft
Parcel Number1069870360
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Trash
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, On Street
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2025
Days on Market6
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
HOA NameAvalon Place
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$803.93
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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