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Sold·Closed Oct 30, 2025·76 days on market
37280 New Oak Street
Hilliard, FL 32046
About this home
Hilliard
Welcome to your newly built home—where modern comfort meets small-town charm! This 3-bedroom, 2-bath offers 1,476 square feet of thoughtful design and inviting living space. Step into an open floor plan that seamlessly connects the kitchen and living area. Kitchen features a walk-in pantry, soft close cabinets, stainless steel appliances, deep kitchen sink, quartz countertops and a breakfast bar. Vaulted ceilings add a bright, spacious feel, while luxury vinyl plank flooring throughout the living space ensures easy maintenance and durability. Split bedroom design. The primary bedroom features a generous walk-in closet a private bathroom complete with double sinks and a walk-in tile shower. A laundry room located off the back of the primary suite. Covered front and back porch, 2 car covered carport which gives the total square footage 2380 sq ft. Spacious 0.66 acres Spray foam insulation. No HOA. This home puts you close to everything. Schedule your showing today.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Ralph E. Simmons Memorial State Forestabout 7 mi · 13.4 mi of trails
Closest public boat ramp
Walker Landing (aka. Scott's Landing)about 7 mi · St. Marys River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 13 mi · Boggy Creek
Closest grocery store
Winn-Dixieabout 2 mi · 550969 US Hwy 1, Hilliard
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $551/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 37206 Cypress Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTY | May 2026 | $195,000 | $143 | 2/1 | 1,362 | 68 | 0.1 |
| 37204 W Third (Includes Adjacent Lot) Street, Hilliard, FL 32046Listed by EXP REALTY LLC | Jun 2026 | $300,000 | $178 | 3/2 | 1,690 | 47 | 0.2 |
| 37299 Oxford Street, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Dec 2025 | $207,000 | $197 | 1/1 | 1,050 | 24 | 0.2 |
| 27450 W Third Avenue, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $249,900 | $167 | 3/2 | 1,500 | 2 | 0.3 |
| 37069 Lee Street, Hilliard, FL 32046Listed by WATSON REALTY CORP | Oct 2025 | $365,000 | $204 | 3/2 | 1,786 | 22 | 0.3 |
| 37120 S Oak Street, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | May 2026 | $410,000 | $255 | 3/2 | 1,609 | 55 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines