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Sold

Sold·Closed Aug 31, 2026·16 days on market

5579 Deerlodge Court

Keystone Heights, FL 32656

$249,900sold priceListed at $249,900 · 100% of asking$115/sqftMLS# 2156324
3
Beds
2
Baths
2,176
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XNo HOAManufactured Home1 story

About this home

Keystone Heights

Nestled on a peaceful 1.2 acre lot, this 3 bedroom, 2 bathroom Horton DW MH offers the perfect blend of comfort, privacy, and country living. Enjoy the view of oak trees and untouched nature on the front porch or expansive back deck. Inside, you'll find an inviting layout with three comfortable bedrooms, two full bathrooms, and plenty of space to relax or entertain. One of the home's most impressive features is its oversized kitchen-a rare find for homes in the area! An abundance of cabinetry and countertop space, a large center island, and two pantries provides exceptional storage and organization. Built to last, this home boasts residential windows and doors. Ample storage is found in bedroom walk-in closets. Room for RV/boat parking and outdoor workshop/storage! This home is situated just minutes from boat ramps that offer fun on the areas' famously beautiful lakes. Keystone Heights RV Resort and Goldhead State Park are also just minutes away

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,384
Property taxesest. at asking price, Clay County$383
Estimated total, before insurance$1,767/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,384
Principal & Interest: $1,384
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,934
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Closed$249,900
  • Aug 3, 2026Active Under Contract$249,900
  • Jul 21, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $115/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7550 Monongahela Avenue, Keystone Heights, FL 32656Listed by TEAM DURGIN REALTY INCAug 2026$520,000$2034/2.52,5641990.2
5533 Coronado Street, Keystone Heights, FL 32656Listed by MAXREV, LLCJun 2026$355,000$1645/32,160420.3
7607 Oak Forest Road, Keystone Heights, FL 32656Listed by PURSUIT REAL ESTATE, LLCOct 2026$285,000$1255/32,280160.4
5518 Gila Street, Keystone Heights, FL 32656Listed by CENTURY 21 LIGHTHOUSE REALTYFeb 2026$224,000$1434/21,5681040.4
5648 Silver Sands Circle, Keystone Heights, FL 32656Listed by CW REALTYDec 2025$339,000$1863/31,82040.4
7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1173/21,876710.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$115
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,176
Year Built2005
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5579 Deerlodge Court, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Parcel Number14082300143786438

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck, Front Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedJuly 21, 2026
Days on Market16
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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