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Sold

Sold·Closed Dec 9, 2025·59 days on market

5429 Laredo Street

Keystone Heights, FL 32656

$375,000sold priceListed at $385,000 · 97.4% of asking$188/sqftMLS# 2108597
3
Beds
2
Baths
2,000
Sq Ft
2025
Built
2
Garage
No
Pool
No HOA0.60 acresSingle Family Residence1 storyNew construction

About this home

Keystone Heights

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a .6 acre lot, this property offers 3 bedrooms, 2 bathrooms, an office/flex room and a 2-car garage, providing ample space for your family and lifestyle. Enjoy the benefits of a split floor plan and modern finishes. With no HOA or CDD fees, you have the freedom to make this property truly your own. Property is not yet completed, final specs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Clay County$575
Estimated total, before insurance$2,652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,902
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $203/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5497 Laredo Street, Keystone Heights, FL 32656Listed by SOUTHERN CHARM REALTY OF CENTRAL FLORIDAApr 2026$339,450$2413/21,410770.4
5530 Capulin Street, Keystone Heights, FL 32656Listed by FADER & CO REALTY LLCAug 2026$250,000$1383/21,813250.8
5533 Coronado Street, Keystone Heights, FL 32656Listed by MAXREV, LLCJun 2026$355,000$1645/32,160420.8
5468 Jefferson Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INCJun 2026$262,399$1743/21,51220.9
5533 Arapaho Street, Keystone Heights, FL 32656Listed by EXIT INSPIRED REAL ESTATEJun 2026$260,000$1633/21,60080.9
7575 Monongahela Avenue, Keystone Heights, FL 32656Listed by HATCH REALTY SERVICESMay 2026$290,000$2033/21,42871

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,000
Acres0.60 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address5429 Laredo Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionFlorida Frontier
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size26,092.44 sq ft
Parcel Number24082300736200000

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 12, 2025
Days on Market59
Tax Amount$202.69
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Sold by: HONEYCOMB REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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