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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 29, 2026·316 days on market

3647 Belstead Way

Orange Park, FL 32073

$404,990sold priceListed at $399,990 · 101.3% of asking$185/sqftMLS# 2100614
4
Beds
3
Baths
2,195
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $68/mo6,098 sqft lotSingle Family Residence2 storiesNew construction

About this home

Orange Park

The Amherst II Refined Living our latest model, a thoughtfully designed two-story home that combines spacious living with practical elegance. This residence offers:4 bedrooms and 3 full bathrooms,2 floors of well-planned living space,Convenient 2-car garage Owner's suite on the first floor. First Floor Layout:• Expansive great room (15' x 17') ideal for family gatherings and entertainment,• Generous owner's suite (12' x 17') with en-suite bathroom and walk-in closet• Café area (12' x 11') perfect for casual dining,• Two additional bedrooms (both 11' x 11') and a full bathroom,• Covered patio (8' x 6') extending living space outdoors Second Floor:• Large bonus room (17' x 13') offering flexible space for various needs,• Fourth bedroom (12' x 10') with adjacent full bathroom The preserve lot not only nhances your daily living experience but also adds potential long-term value to your property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,226
Property taxesest. at asking price, Clay County$621
HOAbilled annually$68
Estimated total, before insurance$2,914/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:46 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$29,040—
2024$30,000$26,400—
2023$24,000$24,000—

2023 property taxes (current owner): $364/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$439,990$1614/42,7281100.3
3512 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$330,000$1933/21,7113140.3
3433 Golden Eye Drive, Orange Park, FL 32065Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$405,000$1854/32,188920.3
846 Point Heron Loop, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$436,990$1754/32,500980.4
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810.7
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878360.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,990
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,195
Acres0.14 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryArgyle
MiddleOrange Park

Community Information

Address3647 Belstead Way, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Oaks
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size6,098.4 sq ft
Parcel Number09-04-25-007878-004-11
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewOther

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Microwave
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Irregular Lot
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 25, 2025
Days on Market316
HOA Fees$815 / Annually
HOA FrequencyAnnually
Tax Amount$364.41
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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