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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Sep 30, 2025·21 days on market

1926 Smith Street

Orange Park, FL 32073

$340,000sold priceListed at $350,000 · 97.1% of asking$102/sqftMLS# 2099303
0
Beds
0
Baths
3,337
Sq Ft
2008
Built
—
Garage
No
Pool
No HOA7,841 sqft lotMixed Use

About this home

Orange Park

Calling all investors and handy homeowners! Brimming with potential, this generously sized mixed-use property is zoned for both commercial and residential use, offering endless possibilities—perfect for a rooming house, shared living setup, rental portfolio, or live/work space. The home needs rehab and is being sold AS-IS, making it ideal for a buy-and-hold investor or a homeowner ready to renovate and build equity. Located in a convenient area with strong growth potential, this is a rare opportunity to transform a property to suit your vision. Cash, conventional, and rehab loans only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,868
Property taxesest. at asking price, Clay County$521
Estimated total, before insurance$2,389/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,765/yr · $730/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,765/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $105/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
727 Kingsley Avenue, Orange Park, FL 32073Listed by KAHLE COMMERCIAL GROUP, INCJan 2026$400,000$1040/03,8332050.4
1555 Kingsley Avenue 101/2, Orange Park, FL 32073Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$450,001$1890/02,38061.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$105
Bedrooms0
Bathrooms0.00
Full Baths0
Square Footage3,337
Acres0.18 acres
Year Built2008
TypeCommercial Sale
Sub-TypeMixed Use
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1926 Smith Street, Orange Park, FL 32073
Area133-North Orange Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size7,840.8 sq ft
Parcel Number41042601884500100

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

HeatingCentral
CoolingCentral Air
FlooringVinyl

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedJuly 18, 2025
Days on Market21
Tax Amount$8,764.76
Tax Year2024
Listing TermsCash, Conventional, Other

Listing Courtesy of: CENTURY 21 INTEGRA

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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