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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Forest, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jul 30, 2025·1 day on market·Recent sales in Ocean Forest·Ocean Forest

1408 Pinewood Road

Jacksonville Beach, FL 32250

$650,000sold priceListed at $679,000 · 95.7% of asking$353/sqftMLS# 2098296
4
Beds
2
Baths
1,843
Sq Ft
1976
Built
2
Garage
Yes
Pool

2 more homes for sale in Ocean Forest →Search Ocean Forest on the map

No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Ocean Forest

Welcome to Coastal Living in one of the most sought after beach communities!This 4 bedroom 2 bath home features over 1800 sq ft of comfortable living space on a very large lot, giving you room to spread out both indoors and out. Step inside to a bright, freely painted interior, brand new carpet creating a clean and updated feel. Outside you will find paradise with a sparkling unground pool with a screen enclosure and plenty of space for lounging and entertaining. This property has plenty of additional yard space for pets, play or gardening, Located just minutes from the beach, local shops, dining and Mayo Clinic, this home offers the perfect balance of relaxed coastal living and everyday convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,662/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,221/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,505 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,221/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 12, 2025Listed$679,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $368/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2029 Shadow Lane, Neptune Beach, FL 32266Listed by LPT REALTY LLCAug 2026$650,000$3463/21,8811030.4
1031 24th Street N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$575,000$4133/21,3931010.5
1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCSep 2026$750,000$4783/21,56820.5
1120 20th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$835,000$4623/2.51,808140.5
850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLCOct 2026$750,000$4404/31,705970.8
1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORPSep 2026$875,000$4184/22,09150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$679,000
Price / Sq Ft$368
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,843
Acres0.29 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address1408 Pinewood Road, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionOcean Forest
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size12,632.4 sq ft
Parcel Number1786020255

Amenities

UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage
Window FeaturesSkylight(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchFront Porch
FencingBack Yard, Privacy
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 12, 2025
Days on Market1
Tax Amount$3,221.1
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: SOMEDAY HOMES REALTY, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Forest

Ocean Forest is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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