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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 23, 2025·72 days on market

380 Palm Avenue

Baldwin, FL 32234

$275,000sold priceListed at $275,000 · 100% of asking$147/sqftMLS# 2098200
3
Beds
2
Baths
1,874
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA13,504 sqft lotSingle Family Residence1 story

About this home

Baldwin

This charming 3 bed, 2 bath home with No HOA is packed with updates and perfectly located just steps from Baldwin Middle-Senior High! Enjoy peace of mind with a 2020 roof and 2022 HVAC, plus low-maintenance wood, tile, and LVP flooring throughout. The kitchen features brand-new shaker cabinets and stainless steel appliances, perfect for cooking and entertaining. You'll love the spacious living room/multi-purpose area and all the extra storage this home offers. With a durable stucco and Hardie exterior and a large yard to enjoy, this move-in ready home is a rare find in a great location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,350/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,156
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,350/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
465 2nd Street W, Baldwin, FL 32234Listed by REAL BROKER LLCSep 2026$175,000$953/21,83820.1
594 Cedar Avenue, Baldwin, FL 32234Listed by REAL BROKER LLCSep 2026$289,000$2063/21,400150.1
311 2nd Street W, Baldwin, FL 32234Listed by FREEDOM REALTY GROUP LLCDec 2025$297,000$1313/2.52,272620.1
425 3rd Street W, Baldwin, FL 32234Listed by UNITED REAL ESTATE GALLERYJul 2026$275,000$1834/21,5061670.3
270 Drew Street W, Baldwin, FL 32234Listed by UNITED REAL ESTATE GALLERYJan 2026$318,000$1663/21,9121660.3
85 Murray Street N, Baldwin, FL 32234Listed by REMI REALTY, LLCJun 2025$315,000$1533/22,054210.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$147
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,874
Acres0.31 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address380 Palm Avenue, Baldwin, FL 32234
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionOrange Blossom Park
CityBaldwin
CountyDuval
StateFL
Zip Code32234
Lot Size13,503.6 sq ft
Parcel Number0003060010

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesElectric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2025
Days on Market72
Tax Amount$3,349.72
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUR HOME SOLD GUARANTEED REALTY ADVISORS

Sold by: REDFIN CORPORATION (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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