This home is in Pablo Bay, Jacksonville.
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Sold·Closed Sep 5, 2025·29 days on market·Recent sales in Pablo Bay·Pablo Bay
13830 White Heron Place
Jacksonville, FL 32224
4 more homes for sale in Pablo Bay →Search Pablo Bay on the map
About this home
Pablo Bay
Great amenities and NO CDD Fees, located near Mayo Clinic, the Beaches, Town Center and great highway access. Enter through the Large Front Porch into the Entry w/Office and Formal Dining Room. There is an Open Living Space w/Kitchen - White Cabinets, Corian Counters, Stainless Steel Appliances, Breakfast Bar, Breakfast Nook, looking out into the Family Room w/Fireplace and the Enclosed & Conditioned Sunroom and Fenced Backyard. The Primary Suite has Tray Ceiling, French Doors, His & Hers Walk-in Closets, Lrg. Ensuite Bath w/Private Water Closet, Double Raised Vanities, Jetted Tub and Walk-in Shower, There are 3 Secondary Bedrooms on other side, all connected to Bathrooms There is a Bonus Room on Second Floor w/Full Bath and Walk-In Closet, Features: Roof: 2020, Commercial Grade W/H: 2021, 3 Zoned A/C System - 2020, Tile throughout, At&t Fiber, Huge Walk-in Pantry, Raised Garden, Apple, Peach, Fig & Orange Tre
Next steps in Pablo Bay
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,098/yr
Estimated taxes if purchased at asking price: ~$12,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 14, 2025Listed$659,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3719 Sea Hawk Street E, Jacksonville, FL 32224Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $425,000 | $191 | 4/2.5 | 2,227 | 99 | 0.2 |
| 3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $905,000 | $310 | 4/3 | 2,919 | 17 | 0.5 |
| 3631 Crossview Drive, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $840,000 | $314 | 3/3 | 2,679 | 4 | 0.5 |
| 3941 Danforth Drive W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $529,900 | $243 | 4/2 | 2,183 | 2 | 0.5 |
| 13175 Wexford Hollow Road N, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $870,000 | $292 | 5/4.5 | 2,984 | 59 | 0.9 |
| 4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $626,025 | $296 | 3/2 | 2,114 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Bay
Pablo Bay is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Pablo Bay homes for sale →Keep looking
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Under Contract3842 Deer Chase Place EJacksonville, FL 32224
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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