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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 29, 2025·2 days on market

737 S Epperson Street

Starke, FL 32091

$145,000sold priceListed at $145,000 · 100% of asking$117/sqftMLS# 2097608
3
Beds
2
Baths
1,240
Sq Ft
1972
Built
—
Garage
Yes
Pool
No HOA0.50 acresSingle Family Residence1 story

About this home

Starke

Cash ONLY - Welcome to this solid mid-century built home offering great potential and plenty of outdoor perks! It's situated on a spacious half-acre lot and features a fenced-in backyard with a well-maintained above-ground pool and a handy storage shed for all your tools and toys. Inside, the home is full of opportunity, ready for your personal touch and updates. While it does need cosmetic improvements, it's being sold AS-IS, a fantastic chance for investors, DIYers, or anyone looking to customize their space. With great bones, an inviting yard, and a quiet, established neighborhood, this property is full of promise. Come see the potential and imagine the possibilities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Estimated total, before insurance$803/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Insurance (est.): $97
Estimated Total Monthly
$900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $117/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1135 Neil Court, Starke, FL 32091Listed by CW REALTYAug 2026$212,000$1993/11,0641020.3
506 Legion Terrace, Starke, FL 32091Listed by CW REALTYApr 2026$235,000$1753/1.51,344240.3
1125 Neil Court, Starke, FL 32063Listed by UNITED REAL ESTATE GALLERYMar 2026$197,500$1903/11,0401890.3
1200 Butler Road, Starke, FL 32091Listed by CW REALTYSep 2025$209,000$1723/21,216260.3
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248630.4
627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$174,900$1533/11,142480.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$145,000
Price / Sq Ft$117
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,240
Total Structure Area1,455 sq ft
Acres0.50 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address737 S Epperson Street, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size21,780 sq ft
Parcel Number04151000100
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch
FencingFenced, Back Yard, Chain Link
RoofShingle
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2025
Days on Market2
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: DOGWOOD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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