Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active·418 days on market

5 Bud Hollow Drive

Palm Coast, FL 32137

$355,000$217/sqftEst. $1,825/moMLS# 2097194

Beds

Baths

1,637

Sq Ft

2021

Built

Garage

Pool

About this home

Palm Coast

Welcome to this stunning 2021-built home on a spacious corner lot! Featuring 3 bedrooms, 2 bathrooms, and a desirable 3-car garage, this property offers a smart layout with a dedicated dining area and flexible office—ideal for remote work or a quiet retreat. The kitchen boasts quartz countertops, wood cabinetry, stainless steel appliances, and a large island perfect for entertaining. The open-concept family room with high ceilings adds brightness and space. The primary suite includes a walk-in closet and a spa-like bath with dual vanities. Step out to the screened-in patio and enjoy the privacy of the oversized lot—great for relaxing or outdoor plans. Located near beaches, parks, top-rated schools, restaurants, and shopping. Easy access to the interstate. Just 30 mins to St. Augustine, 40 mins to Daytona Beach, and 90 mins to Orlando. This well-maintained home blends style, space, and comfort—don't miss out!

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,825

Principal & Interest: $1,825

Insurance (est.): $237

Estimated Total Monthly

$2,062

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,825

Estimated total, before insurance$1,825/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History