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Active

Active·3 days on market

9096 Ford Road

Bryceville, FL 32009

$480,000$228/sqftEst. $2,465/moMLS# 2160607
4
Beds
3
Baths
2,103
Sq Ft
2005
Built
2
Garage
Yes
Pool

About this home

Bryceville

GORGEOUS BRICK HOME on 1 beautiful acre! Enjoy your own backyard oasis with a screened, custom-built inground pool & jacuzzi! Barn with water & electric, plus shed with electric & window A/C. Plenty of room for animals, RV, boat & toys! Step inside to high ceilings & NEW luxury vinyl flooring throughout! Formal dining/living room. Spacious great room with gas fireplace. Gourmet kitchen features 42'' cabinets, Corian countertops, tile backsplash & stainless steel refrigerator, stove & microwave. Split-bedroom plan! Spacious owner's suite with double vanities, garden tub, separate shower & walk-in closets. Jack & Jill bath. Indoor laundry. NEW ROOF & NEW HVAC to be installed soon! Fenced yard & fruit trees! So much to love--this amazing home is a MUST SEE!

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $663
Insurance (est.): $320
Estimated Total Monthly
$3,448
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,465
Property taxesest. at asking price, Nassau County$663
Estimated total, before insurance$3,128/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,551/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,551/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 18, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$480,000
Price / Sq Ft$228
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,103
Acres1.00 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryBryceville
MiddleCallahan
HighWest Nassau

Community Information

Address9096 Ford Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCalico Woods
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size43,560 sq ft
Lot Dimensions1 ac
Parcel Number031S24021W00100000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Screened
FencingBack Yard, Chain Link, Vinyl
RoofShingle
ConstructionBrick, Frame
Other StructuresBarn(s), Shed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 18, 2026
Days on Market7
Tax Amount$3,551.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PLANTANA REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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