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Sold·Closed Jun 30, 2025·45 days on market
1102 S Central Avenue
Flagler Beach, FL 32136
About this home
Flagler Beach
Totally renovated pool home, on one story, located in the heart of Flagler Beach, *one* block from the beach. Rare, oversized double lot with oceanviews. Top of the line appliances, plus impact rated windows and doors. Tons of natural light featuring private backyard oasis with pool. New 2025: HVAC, 2017: Architectural roof & impact windows and doors.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,814 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 18 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 14 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.
- A pool back here is the warmest in town and glitters in the evening.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,479/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $491/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 159 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLC | Sep 2026 | $520,000 | $233 | 3/2 | 2,228 | 184 | 1.1 |
| 1123 N Ocean Shore Boulevard, Flagler Beach, FL 32136Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $1,041,000 | $531 | 3/2.5 | 1,960 | 56 | 1.1 |
| 48 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $532,000 | $208 | 4/2.5 | 2,555 | 67 | 1.2 |
| 44 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $510,000 | $233 | 3/2 | 2,186 | 205 | 1.2 |
| 56 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $530,000 | $207 | 4/2.5 | 2,555 | 171 | 1.2 |
| 59 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $520,000 | $211 | 3/2 | 2,468 | 168 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NON MLS (realMLS)
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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