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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·335 days on market·Recent sales in Jacksonville

816 Saranac Street

Jacksonville, FL 32254

$133,000sold priceListed at $135,000 · 98.5% of asking$135/sqftMLS# 2095434
3
Beds
2
Baths
982
Sq Ft
1940
Built
—
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This charming Jacksonville home offers a bright, open atmosphere and a functional layout that's ready for you to move right in. The interior features spacious living areas with neutral tones, providing a perfect clean slate to bring your own style to life. With plenty of natural light throughout the kitchen and bedrooms, the home feels airy and welcoming. Step outside to a large backyard with endless possibilities for weekend BBQs, gardening, or a private play area. Nestled in a convenient location, you're just minutes away from local parks, dining, and easy highway access for a quick commute. Whether you're buying your first home or looking for a fresh start, this property delivers comfort and convenience in one solid package. Schedule your showing today and see the potential for yourself. Please note: Some interior photos have been virtually staged to help illustrate the property's true potential and spatial possibilities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$737
Property taxesest. at asking price, Duval County$217
Estimated total, before insurance$954/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,338/yr · $195/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$133,000
$26,600
Loan Term
Monthly Payment
$737
Principal & Interest: $737
Property taxes (est.): $217
Insurance (est.): $89
Estimated Total Monthly
$1,043
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$127,638$127,638—
2024$120,678$120,678—
2023$120,373$120,373▲ $13,325
2022$78,575$77,026▼ $6,356
2021$70,024$70,024—
2020$54,916$54,916▲ $8,256

2024 property taxes (current owner): $2,338/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$135,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080980.5
2205 Commonwealth Avenue, Jacksonville, FL 32209Listed by LOKATIONSep 2026$125,700$1103/11,1401380.7
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.8
3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLCSep 2026$220,000$1823/21,20900.8
2142 Mc Quade Street, Jacksonville, FL 32209Listed by BENCHMARK BROKERS, INCSep 2026$180,000$1564/21,152220.9
3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOMESep 2026$135,500$1562/1870400.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$135,000
Price / Sq Ft$137
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage982
Acres0.16 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address816 Saranac Street, Jacksonville, FL 32254
Area074-Paxon
SubdivisionWoodstock Park
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size6,969.6 sq ft
Parcel Number0578190000

Amenities

UtilitiesSewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Additional Information

Date ListedJuly 1, 2026
Days on Market335
Tax Amount$2,337.72
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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