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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek, Jacksonville.

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Sold

Sold·Closed Sep 24, 2025·64 days on market·Recent sales in Mill Creek·Mill Creek

1231 Ballard Ridge Road

Jacksonville, FL 32211

$350,000sold priceListed at $365,000 · 95.9% of asking$174/sqftMLS# 2094405
3
Beds
2
Baths
2,010
Sq Ft
2014
Built
2
Garage
No
Pool

4 more homes for sale in Mill Creek →Search Mill Creek on the map

HOA $50/mo6,098 sqft lotSingle Family Residence1 story

About this home

Mill Creek

If you prefer single level living, don't miss this plus-sized ranch with comfortable living space with thoughtful features throughout. Inside you'll discover high ceilings that create an airy, open feel throughout the main living areas. The heart of the home is a generous kitchen complete with rich stained cabinetry, sleek stainless steel appliances, and plenty of counter space—perfect for both everyday living and entertaining. Just off the main living space, you'll find a bright and beautiful sunporch that offers a peaceful retreat for morning coffee, reading, or enjoying the view of the backyard. All three bedrooms are generously sized, and the two full baths offer functionality for families or guests.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$50
Estimated total, before insurance$2,560/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,936/yr · $495/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,936/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 20, 2025Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1372 Tripper Drive, Jacksonville, FL 32211Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$357,000$2023/21,77010.1
1439 Kendall Drive, Jacksonville, FL 32211Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$405,000$1903/22,12650.2
1414 Kendall Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$316,000$1843/21,72000.2
905 Moravon Avenue, Jacksonville, FL 32211Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$289,000$1593/21,817650.5
8445 Alderman Road, Jacksonville, FL 32211Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.Aug 2026$200,000$1123/2.51,793280.5
8164 Parkridge Circle N, Jacksonville, FL 32211Listed by WATSON REALTY CORPSep 2026$274,000$1424/31,933180.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$182
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,010
Acres0.14 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1231 Ballard Ridge Road, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size6,098.4 sq ft
Parcel Number1230281825

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch
ConstructionStucco

Additional Information

Date ListedJune 20, 2025
Days on Market64
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$5,935.87
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SYLVAN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek

Mill Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32211.

View all Mill Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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