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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 15, 2025·30 days on market·Recent sales in Jacksonville

13438 Aquiline Road

Jacksonville, FL 32224

$615,000sold priceListed at $647,000 · 95.1% of asking$248/sqftMLS# 2092814
4
Beds
2
Baths
2,480
Sq Ft
1992
Built
2
Garage
No
Pool
HOA $81/mo11,761 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to your move-in ready all brick home in desirable Osprey Pointe! Just minutes from the Beaches and Mayo Clinic, this home is within walking distance to great schools, neighborhood pool, clubhouse and tennis/pickleball courts. This beautifully landscaped 4 bed 2 bath well-maintained and light-filled split floor plan home features hardwood floors, updated bathrooms, lovely kitchen with granite and stainless appliances. The great room has beautiful views of the large yard which features palms, citrus trees and charming sounds of nature. At the front of the house you will find a den and dining room with large windows looking out to delightful Aquiline Road. The master suite features 2 walk-in closets and a large bathroom that has tub and step-in shower with double shower heads. 3 secondary bedrooms are off a hallway that has extra closets. Located behind the side fence gate is an extra parking pad. Don't miss your chance to live in one of the area's most desirable neighborhoods.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,004
HOAbilled semi-annually$81
Estimated total, before insurance$4,492/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,346/yr · $362/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,004
Insurance (est.): $410
Estimated Total Monthly
$4,821
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,556 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$496,125$213,349—
2024$501,591$205,220—
2023$457,670$196,331—
2022$435,564$237,700—
2021$331,411$229,321—
2020$322,207$225,465▲ $14,701

2024 property taxes (current owner): $4,346/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.2
13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Oct 2026$635,000$2594/32,45110.5
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.5
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.6
2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$570,000$2824/22,020750.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$647,000
Price / Sq Ft$261
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,480
Acres0.27 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address13438 Aquiline Road, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionOsprey Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size11,761.2 sq ft
Parcel Number1673323230

Amenities

AmenitiesPool, Clubhouse, Pickleball, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2025
Days on Market30
HOA Fees$486 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,345.95
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 PERCENT LISTS FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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