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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 18, 2025·48 days on market·Recent sales in Mandarin

12325 Field Bluff Road

Jacksonville, FL 32223

$430,500sold priceListed at $435,000 · 99% of asking$221/sqftMLS# 2092473
4
Beds
3
Baths
1,949
Sq Ft
1993
Built
2
Garage
Yes
Pool
No HOASingle Family Residence2 stories

About this home

Jacksonville

**MULTIPLE OFFERS...HIGHEST AND BEST DUE BY 7/26 SATURDAY 5 p.m.**This gorgeous 4-bedroom, 3-bath home is located in the highly sought-after Mandarin area, just minutes from top-rated schools. Featuring elegant cherry wood floors throughout the main living spaces, the home exudes warmth and charm. Step outside to your own private oasis with a beautifully dark in-ground enclosed patio pool—perfect for relaxing or entertaining. With its spacious layout and unbeatable location, this home is an ideal choice for families. Don't miss the opportunity to make it yours! Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,385
Property taxesest. at asking price, Duval County$703
Estimated total, before insurance$3,087/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,413/yr · $284/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,500
$86,100
Loan Term
Monthly Payment
$2,385
Principal & Interest: $2,385
Property taxes (est.): $703
Insurance (est.): $287
Estimated Total Monthly
$3,374
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:26 AM, sunset 6:59 PM.

  • A comfortable compromise lot: real pool sun without the western afternoon heat.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,413/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 10, 2025Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.2
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.4
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.4
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782240.4
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431920.6
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$223
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,949
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12325 Field Bluff Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionOldfield Bluff
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Parcel Number1580940150
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Available, Sewer Connected
Water SourcePublic
ParkingCircular Driveway

Interior

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2

Additional Information

Date ListedJune 10, 2025
Days on Market48
Tax Amount$3,413
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Sold by: FUTURE HOME REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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