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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2025·26 days on market·Recent sales in Jacksonville

11006 Whistlewood Court

Jacksonville, FL 32225

$395,000sold priceListed at $409,900 · 96.4% of asking$181/sqftMLS# 2092119
4
Beds
3
Baths
2,178
Sq Ft
1980
Built
2
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to the home of your dreams. This all-brick home has been completely renovated including the shed. Everything is new in this home including new blown in insulation in the attic. This gorgeous must-see designer home offers 2 master suites and open floor plan. This home is an entertainer's dream offering an enormous kitchen island for those fun gatherings, living room and family room with fireplace. This 4-bedroom 3 full bath home offers very large rooms with plenty of storage throughout. Located in a quiet neighborhood that allows quick access to the highway, beaches and downtown. Located off of Monument Road and on a quiet cul-de-sac this is a must see.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,833/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,610/yr · $468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,273 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,610/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 30, 2025Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1508 Oak Ridge Drive W, Jacksonville, FL 32225Listed by FREEDOM REALTY GROUP LLCAug 2026$290,000$1713/21,69990.2
10990 Creekview Drive, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$440,000$1723/3.52,56040.3
2025 Derringer Road, Jacksonville, FL 32225Listed by BEYCOME OF FLORIDA LLCAug 2026$474,000$2723/21,74430.6
10925 Whitworth Court, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATESep 2026$385,000$2233/21,7242680.9
12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$435,000$2163/22,017491.4
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526251.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,900
Price / Sq Ft$188
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,178
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11006 Whistlewood Court, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionMonument Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Parcel Number162101-0312

Amenities

UtilitiesCable Available, Natural Gas Available, Sewer Available, Water Not Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered
FencingBack Yard, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedJune 30, 2025
Days on Market26
Tax Amount$5,610
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LISTWITHFREEDOM.COM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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