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Sold

Sold·Closed Nov 3, 2025·119 days on market

8751 Ford Road

Bryceville, FL 32009

$549,900sold priceListed at $549,900 · 100% of asking$187/sqftMLS# 2091379
5
Beds
3.5
Baths
2,938
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $25/mo1.12 acresSingle Family Residence2 storiesNew construction

About this home

Bryceville

The Winchester is a beautifully crafted, two-story home that brings together timeless craftsmanship and modern convenience in one stunning package. Boasting five spacious bedrooms, a dedicated game room, a dining area, and a wide-open living layout, this home is perfect for families who value both function and luxury. Nestled on a private acreage homesite, the Winchester offers the space and serenity you've been searching for. From the luxurious flooring to the high-end finishes, the Winchester showcases exceptional value with designer upgrades included at no extra cost. Enjoy quartz countertops throughout, premium Whirlpool® kitchen appliances, elegant cabinetry, blinds, and more—all thoughtfully selected to deliver lasting beauty and quality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Nassau County$759
HOAbilled annually$25
Estimated total, before insurance$3,830/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$700/yr · $58/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $759
Insurance (est.): $367
Estimated Total Monthly
$4,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,383 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $547,500 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$50,400$49,280—
2024$44,800$44,800—
2023$44,800$44,800—

2024 property taxes (current owner): $700/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10293 Ford Road, Bryceville, FL 32009Listed by XCELLENCEJul 2026$540,000$2374/22,281361.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$187
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,938
Acres1.12 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBryceville
MiddleCallahan

Community Information

Address8751 Ford Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionStables at Cary Forest
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size48,787.2 sq ft
Parcel Number091S24021300070000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedJune 4, 2025
Days on Market119
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$700.13
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LGI REALTY - FLORIDA, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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