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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·436 days on market

14289 Lons Place 0010

Jacksonville, FL 32226

$798,900$325/sqftEst. $4,120/moMLS# 2090517
4
Beds
3
Baths
2,455
Sq Ft
2025
Built
3
Garage
No
Pool

About this home

Jacksonville

SEDA NEW HOMES: TO BE BUILT HOME on a MARSHFRONT/WATERFRONT ONE-ACRE HOMESITE. The Bridgecreek is a 2,455 square feet floorplan that features 4 bedrooms and 3 full baths. This very open floorplan has gourmet kitchen with 36'' cooktop, oven tower, dine-in island and pendant lights that overlooks the enormous gathering room. The gathering room is open to the dining room and covered lanai via the large sliding glass doors along the back of the home, creating a great indoor/outdoor entertaining space. Double-step tray ceilings create a 12 ft ceiling height in the foyer, dining room, gathering room, and owner's suite. The owner's bath has a large walk-in shower, soaking tub, double vanities and a separate water closet. This home has ample storage space, a drop zone and a 3-car garage. Enjoy living in this peaceful community with convenient access to Publix, restaurants, I-295 and I-95 and the River City Marketplace Mall only minutes away.

Cost to own

Mortgage calculator

$798,900
$159,780
Loan Term
Monthly Payment
$4,120
Principal & Interest: $4,120
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$5,957
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,120
Property taxesest. at asking price, Duval County$1,304
HOAbilled annually$42
Estimated total, before insurance$5,466/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$200,000$200,000
2024$200,000$200,000
2023$200,000$200,000
2022$200,000$200,000
2021$200,000$200,000

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 30, 2025Listed$798,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$798,900
Price / Sq Ft$325
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,455
Acres1.00 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address14289 Lons Place 0010, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionEdwards Creek Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size43,560 sq ft
Parcel Number1597390150
ZoningPUD

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener
ViewCanal, Intracoastal, Water

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMay 30, 2025
Days on Market365
HOA Fees$500 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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