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Sold·Closed Jul 25, 2025·41 days on market
646 N Church Street
Starke, FL 32091
About this home
Starke
Listed below appraisal( Appraisal on file from 4-7-25) Qualifies for fha and conventional. Charming Fully Renovated 2-Bedroom Home in Starke! This beautifully renovated 2-bedroom, 1-bath home is move-in ready and offers modern upgrades while maintaining its cozy charm. Inside, you'll find brand-new LVP flooring, fresh paint, and a stylish kitchen complete with new appliances. The new HVAC system, windows, and water heater provide comfort and efficiency year-round. Step outside to enjoy the large enclosed rear porch, perfect for relaxing or entertaining. The roof was replaced in 2022, giving you peace of mind for years to come. Conveniently located within the city limits of Starke, this home is close to schools, shopping, and dining. Don't miss this fantastic opportunity—schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 20 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 8 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 13 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUP | Sep 2025 | $119,900 | $116 | 2/1 | 1,035 | 18 | 0.1 |
| 510 N Saint Clair Street, Starke, FL 32091Listed by LISTWITHFREEDOM.COM | Aug 2025 | $145,000 | $147 | 3/1 | 984 | 79 | 0.1 |
| 509 N Church Street, Starke, FL 32091Listed by TREVOR WATERS REALTY, INC. | Jun 2025 | $171,000 | $199 | 2/1 | 860 | 16 | 0.1 |
| 401 N Cherry Street, Starke, FL 32091Listed by IHEART REALTY INC | Jul 2026 | $124,900 | $173 | 2/1 | 720 | 115 | 0.2 |
| 734 N Walnut Street, Starke, FL 32091Listed by GAILEY ENTERPRISES LLC | Oct 2025 | $159,900 | $189 | 2/1 | 844 | 97 | 0.2 |
| 124 E Andrews Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Jul 2026 | $205,000 | $203 | 2/2 | 1,012 | 11 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines