No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jun 5, 2025·16 days on market
509 N Church Street
Starke, FL 32091
About this home
Starke
Discover this move-in-ready 860 sq ft gem in Starke, FL! This fully updated 2-bed, 1-bath home boasts new LVP flooring, carpet, a modern kitchen with stainless-steel appliances, plus a new roof, electrical panel, and HVAC system. Nestled in charming Starke, a vibrant small town with ample commerce, this home offers the perfect blend of tranquility and convenience. Enjoy an easy commute to Gainesville (40 mins) or Jacksonville (55 mins) for work, while savoring Starke's friendly community, local shops, and dining. Ideal for first-time buyers or downsizers seeking a turnkey property in a prime location!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,674 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 21 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 8 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 13 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 401 N Cherry Street, Starke, FL 32091Listed by IHEART REALTY INC | Jul 2026 | $124,900 | $173 | 2/1 | 720 | 115 | 0.1 |
| 424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUP | Sep 2025 | $119,900 | $116 | 2/1 | 1,035 | 18 | 0.1 |
| 510 N Saint Clair Street, Starke, FL 32091Listed by LISTWITHFREEDOM.COM | Aug 2025 | $145,000 | $147 | 3/1 | 984 | 79 | 0.1 |
| 646 N Church Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATE | Jul 2025 | $145,000 | $179 | 2/1 | 810 | 41 | 0.1 |
| 734 N Walnut Street, Starke, FL 32091Listed by GAILEY ENTERPRISES LLC | Oct 2025 | $159,900 | $189 | 2/1 | 844 | 97 | 0.2 |
| 1002 N Thompson Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Nov 2025 | $210,000 | $195 | 3/1.5 | 1,075 | 135 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TREVOR WATERS REALTY, INC.
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Starke
For RentLease
305 W Washington StreetStarke, FL 32091
1 bd · 1 ba · 700 sq ft
$950/mo1/1 Rental freshly updated with new paint and kitchen cabinets.
Listing Office: cw realty
For Sale00 SW County Rd 100AStarke, FL 32091
4 bd · 5 ba · 3,938 sq ft
$5,400,000ULTIMATE 379-ACRE EQUESTRIAN & WATERFRONT LEGACY ESTATE A Rare opportunity to own a sprawling 379-acre paradise in…
Listing Office: cb isaac realty
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines