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Sold

Sold·Closed Sep 23, 2025·88 days on market

1505 Thomas Street

Green Cove Springs, FL 32043

$180,000sold priceListed at $180,000 · 100% of asking$205/sqftMLS# 2088148
2
Beds
1
Baths
876
Sq Ft
1948
Built
—
Garage
No
Pool
No HOA13,068 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Well maintained vintage bungalow on 1 city lot. Located on the corner of Thomas St and Alvin St with paved road frontage on 2 sides. Recent updates include metal roof, HVAC, windows. Home features a screened front porch, separate living room and dining room, wood floors throughout, screened back porch. A partial enclosure of the back porch has been started and remains unfinished.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$989
Property taxesest. at asking price, Clay County$276
Estimated total, before insurance$1,265/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$644/yr · $54/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,442 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $644/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1514 Thomas Street, Green Cove Springs, FL 32043Listed by IHEART REALTY INCJul 2025$230,000$2283/1.51,008440
606 Highland Avenue, Green Cove Springs, FL 32043Listed by MANUCY REALTY AND ASSOCIATESMay 2026$178,500$1811/1.5986110.1
403 Vermont Avenue, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC.May 2026$240,000$2223/21,080320.3
601 Sunset Avenue, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSMay 2025$212,500$1983/21,07230.3
623 West Street S, Green Cove Springs, FL 32043Listed by MAXREV, LLCMay 2025$185,000$1803/11,025200.3
616 S West Street, Green Cove Springs, FL 32043Listed by EAGLES WORLD REALTY, INCApr 2025$225,000$2203/11,025190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$180,000
Price / Sq Ft$205
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage876
Total Structure Area1,096 sq ft
Acres0.30 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

This listingNo schools reported in the MLS
ElementaryCharles E. Bennett, reported on 6 other Palmer & Ferris listings
MiddleGreen Cove Springs, reported on 6 other Palmer & Ferris listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1505 Thomas Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionPalmer & Ferris
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size13,068 sq ft
Lot Dimensions143 x 90
Parcel Number38062601677700000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Water Heater, Gas Range
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile, Vinyl, Wood
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Lot DescriptionCorner Lot, Wooded
Patio / PorchFront Porch, Rear Porch, Screened
RoofMetal
ConstructionFrame, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2025
Days on Market88
Tax Amount$643.8
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN DREAM OF NORTHEAST FLORIDA

Sold by: THOMPSON REALTY & DEVELOPMENT INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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