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Sold

Sold·Closed Jul 23, 2025·44 days on market

1514 Thomas Street

Green Cove Springs, FL 32043

$230,000sold priceListed at $230,000 · 100% of asking$228/sqftMLS# 2092325
3
Beds
1.5
Baths
1,008
Sq Ft
1950
Built
2
Garage
Yes
Pool
No HOA0.45 acresSingle Family Residence1 story

About this home

Green Cove Springs

Charming and Updated Home located in the beautiful town of Green Cove Springs. This home has been updated, freshly painted with an updated bathroom and kitchen. The yard is fully fenced perfect for pets and includes and electric gate. 26x24 detached garage/ workshop, perfect for man cave or she shed projects! Enjoy the spacious backyard, above ground pool, and koi pond, perfect for relaxing, entertaining, or creating your own outdoor oasis This home is located minutes from downtown Green Cove Springs, the St. Johns River and Town Park with many restaurants to choose from.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Clay County$352
Estimated total, before insurance$1,626/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,287/yr · $107/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $353
Insurance (est.): $153
Estimated Total Monthly
$1,780
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,287/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 9, 2025Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1507 Elsie Street, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC.Sep 2025$214,000$1673/1.51,283660.1
411 Pearl Street, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLCJan 2026$240,000$2113/21,140560.2
601 Sunset Avenue, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSMay 2025$212,500$1983/21,07230.3
1208 Melrose Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$211,000$1793/11,176610.4
1221 Lindenhurst Avenue, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLCJul 2025$255,000$2123/21,201850.4
2 N Oakridge Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$140,000$1393/11,008170.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$228
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,008
Acres0.45 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address1514 Thomas Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionHygema & Wilkinson
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size19,602 sq ft
Parcel Number38062601679000000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Gas Cooktop
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 9, 2025
Days on Market44
Tax Amount$1,287.1
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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