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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Aug 1, 2025·47 days on market·Recent sales in St. Augustine

4670 A1A S 2412

St. Augustine, FL 32080

$620,000sold priceListed at $595,000 · 104.2% of asking$574/sqftMLS# 2086333
3
Beds
2
Baths
1,080
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $650/moWaterfrontCondominium1 story

About this home

St. Augustine

Unbelievable Price!!! Colony Reef Club Stunning Ocean View Condo! Enjoy breathtaking views of the ocean from this beautifully renovated three-bedroom, two-bath, top floor condo. This home is perfect for a primary residence, second home or investors looking for a turnkey short-term rental opportunity. Fully furnished including all kitchen items. Brand new hot water heater. Relax in the family room with ample seating for family gatherings while taking in the ocean view. Enjoy family dinner in the dining area that comfortably seats six. Feel like cooking? Plenty of room in the updated kitchen with granite countertops and a subway tile backsplash. This unit features a primary bedroom with a king-size bed, and an ensuite bathroom with a walk-in shower. Bedroom two has two queen beds and bedroom three, also known as the ''Crow's Nest'' has two twin beds. Head outside to your private gated community that offers beach access and exclusive access to resort-style amenities, including a larg

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, St. Johns County$825
HOAbilled monthly$650
Estimated total, before insurance$4,909/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,658/yr · $472/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,673
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,658/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 8, 2025Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $461/sq ft; this home is listed at $551/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4670 A1A S 1308, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$555,000$5143/21,08060
190 Ocean Hibiscus Drive 202, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$465,000$4372/21,0652410.1
51 Village Del Lago Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYJul 2026$532,500$4612/21,156940.2
205 Pacifica Vista Way 205, St. Augustine, FL 32080Listed by SOUTHWESTERN REAL ESTATE INCJun 2026$645,713$4832/21,3371290.2
1 Dondanville Road 116C, St. Augustine, FL 32080Listed by WATSON REALTY CORPAug 2026$490,000$4082/21,200850.4
107 Rio Del Mar Street B, St. Augustine Beach, FL 32080Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$240,000$2612/1920400.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$551
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,080
Year Built1985
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

Community Information

Address4670 A1A S 2412, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionColony Reef Club
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1758810419
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Management - Full Time, Pickleball, Playground, Racquetball, RV/Boat Storage, Sauna, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned
ViewOcean, Pool
Waterfront TypeDeeded Beach Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesHeated, Community

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionStucco

Additional Information

Date ListedMay 8, 2025
Days on Market47
HOA Fees$650 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security, Sewer, Trash, Water
Tax Amount$5,658.19
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX BLUE COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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