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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 7, 2025·24 days on market·Recent sales in Mandarin

10242 Bear Valley Road

Jacksonville, FL 32257

$380,000sold priceListed at $380,000 · 100% of asking$285/sqftMLS# 2085776
3
Beds
2
Baths
1,334
Sq Ft
1980
Built
2
Garage
Yes
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to Your Private Oasis in the Heart of Mandarin! Dive into comfort and style in this beautifully maintained Mandarin gem! Tucked away on a quiet, tree-lined street, this move-in-ready home offers the perfect blend of privacy, modern upgrades, and outdoor fun. Step inside to discover a bright, open-concept living space with soaring ceilings, rich wood-look flooring, and a cozy fireplace centerpiece. The updated kitchen features stainless steel appliances, ample cabinet space, and a breakfast nook overlooking your backyard retreat. But the real showstopper? Your private, sparkling in-ground pool, perfect for hot Florida days, weekend barbecues, and evening swims under the stars. The fully fenced backyard is a tropical paradise with mature landscaping, room to garden or entertain with a pergola for the perfect hammock.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,725/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $621
Insurance (est.): $253
Estimated Total Monthly
$2,979
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 19, 2025Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3748 Arrow Forest Drive, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSAug 2026$290,000$2292/21,266170.2
10388 Arrow Lakes Drive E, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATESep 2026$197,500$1593/21,244560.3
3839 Arrow Lakes Drive S, Jacksonville, FL 32257Listed by THE HOA COLLECTIVE LLCAug 2026$275,000$2632/21,04410.3
10397 Arrow Lakes Court, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYSep 2026$365,000$2653/21,37830.4
10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$390,000$2434/21,608400.5
9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,000$2473/21,57750.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$285
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,334
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryCrown Point

Community Information

Address10242 Bear Valley Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionArrowhead
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1490172350

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingFenced, Back Yard, Wood
RoofShingle
ConstructionOther, Frame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedMay 19, 2025
Days on Market24
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LATITUDE 30 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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