Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 9, 2025·109 days on market·Recent sales in Over 55 & Active Adult

400 E Bay Street 1610

Jacksonville, FL 32202

$659,900sold priceListed at $659,900 · 100% of asking$314/sqftMLS# 2085290
3
Beds
2.5
Baths
2,100
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $1794/moWaterfrontCondominium1 story

About this home

Jacksonville

Unique opportunity to own condo combining 2 former condos. Only 1 other such property in The Plaza. Works as 2+Den or 3-Bdrm with every room having amazing 16th floor River views. Newer flooring, solid surface counters, LED lighting, ceiling fans, newer HVAC systems, 2 balconies, stainless steel appliances in Kitchen, breakfast room, and dedicated Dining Room. Lots of light and open floor concept in main living areas. Neutral/gray color scheme throughout. Comes with 2 garage parking spaces. The Plaza is on the River in downtown Jax. Walk to offices, museums, parks, restaurants, Jaguar games, Jumbo Shrimp games, Icemen hockey and 5 concert venues. Squash & racquetball court, tennis & pickle ball, 24/7 Concierge, sun soaked pool, bocci ball court, outdoor kitchen & gas grills, Swedish sauna, steam room, newly renovated fitness center, business center, guest suite, wine lockers & 21st Floor Riverview Lounge for entertaining. Slips available at the adjacent Plaza Marina.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,655
Property taxesest. at asking price, Duval County$1,078
HOAbilled monthly$1,794
Estimated total, before insurance$6,527/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$659,900
$131,980
Loan Term
Monthly Payment
$3,655
Principal & Interest: $3,655
Property taxes (est.): $1,078
Insurance (est.): $440
Estimated Total Monthly
$5,173
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • May 2, 2025Listed$659,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $314/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
400 E Bay Street 805, Jacksonville, FL 32202Listed by EGI REAL ESTATESep 2026$260,000$1772/21,473640
400 E Bay Street 1005, Jacksonville, FL 32202Listed by OAKLEAF EQUITY INCAug 2026$213,000$1452/21,47380
400 E Bay Street 208, Jacksonville, FL 32202Listed by EGI REAL ESTATEFeb 2026$400,000$2532/21,5781120
338 E Ashley Street, Jacksonville, FL 32202Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$285,000$1862/2.51,530440.3
1431 Riverplace Boulevard 1710, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$835,000$4453/21,878950.4
1431 Riverplace Boulevard 1106, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$875,000$4142/22,11300.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,900
Price / Sq Ft$314
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,100
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryLong Branch
MiddleMatthew Gilbert
HighStanton

Community Information

Address400 E Bay Street 1610, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionThe Plaza Condominium At Berkman
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Parcel Number0733490353
ZoningPUD

Amenities

AmenitiesPool, Barbecue, Boat Dock, Dog Park, Elevator(s), Fitness Center, Gated, Jogging Path, Management - Full Time, Management- On Site, Marina, Park, Pickleball, Racquetball, Sauna, Service Elevator(s), Tennis Court(s)
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Community Structure, Covered, Garage Door Opener, Gated, Guest
ViewBridge(s), City, River, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Wood
# of Stories1
LaundryIn Unit
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Firewall(s), Key Card Entry, Secured Elevator, Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionOther
Road SurfaceConcrete

Additional Information

Date ListedMay 2, 2025
Days on Market109
HOA Fees$1,794 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Internet, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Listing TermsCash, Conventional, Owner May Carry, Private Financing Available, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EGI REAL ESTATE

Sold by: EGI REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines