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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jun 6, 2025·3 days on market·Recent sales in Jacksonville

14342 Coral Reef Drive S

Jacksonville, FL 32224

$335,000sold priceListed at $336,500 · 99.6% of asking$279/sqftMLS# 2084724
3
Beds
2
Baths
1,202
Sq Ft
1986
Built
1
Garage
No
Pool
No HOA4,356 sqft lotTownhouse1 story

About this home

Jacksonville

**ACCEPTING BACKUP OFFERS** PHOTOS COMING SOON!! 3 MILES FROM THE BEACH NEW AC 2025/NEW HWH 2025/NEW ROOF TO BE COMPLETED BY END OF MAY 2025. Welcome to your Florida villa retreat - no HOA! This 3BR/2BA single-story townhouse lives like a cozy cabin with coastal vibes just minutes from the beach, Mayo Clinic, and more. Unique primary shower featuring oversized ledge perfect for me time, reading & bev perch. Empty nesters, first-time buyers, downsizers - this low maintenance gem offers comfort, convenience, and freedom from HOA restrictions. You won't find another 3/2 under $350K off San Pablo Rd, don't miss it!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,856
Property taxesest. at asking price, Duval County$547
Estimated total, before insurance$2,403/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,279/yr · $107/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$335,000
$67,000
Loan Term
Monthly Payment
$1,856
Principal & Interest: $1,856
Property taxes (est.): $547
Insurance (est.): $223
Estimated Total Monthly
$2,626
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,388 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,279/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 30, 2025Listed$336,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3117 Coral Reef Drive, Jacksonville, FL 32224Listed by LPT REALTY LLCSep 2026$290,000$2673/21,086570.1
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.6
3568 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Jul 2026$417,000$2693/2.51,550320.6
13703 Richmond Park Drive N 1701, Jacksonville, FL 32224Listed by PETRA MANAGEMENT INC.Oct 2026$195,000$1592/21,229151.6
13715 Richmond Park Drive N 504, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$1433/21,500271.6
13364 Beach Boulevard 913, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$245,000$1763/21,394991.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$336,500
Price / Sq Ft$280
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,202
Acres0.10 acres
Year Built1986
TypeResidential
Sub-TypeTownhouse
StyleA-Frame, Half Duplex
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address14342 Coral Reef Drive S, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionCourtney Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,356 sq ft
Parcel Number1671140170
ZoningSingle Family

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Window FeaturesSkylight(s)

Exterior

FencingWood
RoofShingle
ConstructionFrame, Wood Siding

Additional Information

Date ListedApril 30, 2025
Days on Market3
Tax Amount$1,278.91
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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