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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 11, 2025·10 days on market

1316 W Madison Street

Starke, FL 32091

$399,000sold priceListed at $399,000 · 100% of asking$130/sqftMLS# 2084054
4
Beds
3
Baths
3,059
Sq Ft
1981
Built
—
Garage
Yes
Pool
No HOASingle Family Residence1 story

About this home

Starke

Just in time for summer! A Large brick home in town close to everything. This home and price include 1.66 beautiful acres and a beautiful pool area. There is a large entertainment room that could be a 5th room if needed. The 4th bedroom was used as a large craft room. Nice carport area and beautiful trees, plants, and many fruit tress on the property. There is a potential to add a little over 2 more acres to this if needed. That would make this property almost 4 acres if needed. The other acreage does have some outside buildings and is cleared. Price reflected to add your personal touch and cosmetic changes if desired. New roof in 2018. An additional room has its on bath also, and the 3rd has one just outside of the room like you have 3 masters. Don't miss out on this sf with a pool and land!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,193
Estimated total, before insurance$2,193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $130/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
331 Clark Street, Starke, FL 32091Listed by CB ISAAC REALTYJul 2026$97,999$354/32,778311
1403 Randall Street, Starke, FL 32091Listed by CW REALTYJul 2026$315,000$1343/22,3592841.2
1385 Ree St Street, Starke, FL 32091Listed by MCCABE REALTY INCDec 2025$433,500$1654/32,629391.2
205 S Lakewood Drive, Starke, FL 32091Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2025$369,000$1274/32,90021.2
1219 Harley Circle, Starke, FL 32091Listed by CW REALTYJun 2026$550,000$2153/22,55411.5
6226 SW 150th Street, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$575,000$2063/2.52,796231.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$130
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,059
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1316 W Madison Street, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Dimensions1.66 see possibility of more
Parcel Number04072-0-00000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Circular Driveway, Covered

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesElectric Oven, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

RoofShingle
Road FrontageState Road

Additional Information

Date ListedApril 26, 2025
Days on Market10
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Sold by: JULIE MORROW PREMIER REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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